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520 31st St, San Diego, CA 92102 Property Records

San Diego County property record for 520 31st St, San Diego, CA 92102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 993 sqft · built 2010
Lot Size0.92 acres (3,994 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Jun 1989)
Tax Bill$2,374 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN545-110-14-00

Property Details

APN / Parcel Number

Primary APN545-110-14-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area993 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area3,994 sqft (0.92 acres)

Location & Zoning

Street Address520 31ST ST
CitySAN DIEGO
StateCA
Zip92102-3211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1-1
Legal DescriptionBLK 99 LOTS 25 THRU 28 N 40 FT TR 000927
Legal SubdivisionREED & SWAYNES ADD
Legal Tract000927
Legal Block99
Legal Lot Number25-28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract4000

Owner

520 31st St is owned and occupied by two individuals who acquired it in July 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address520 31ST ST, SAN DIEGO, CA 92102-3211
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL PACIFIC FUNDING CORP
Aug 1, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 1989 · Amount on File
Deed SaleJun 27, 1989 · Amount on File
Prior SaleJan 12, 1988 · Amount on File
Deed Document Number1989339833
Last Transfer DateJul 17, 2017
Transfer Doc0000346717
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address520 31ST ST, SAN DIEGO, CA 92102-3211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 31ST ST, SAN DIEGO, CA 92102-3211

Mortgage

Document Number0000677348
DateOct 30, 2020
Instrument2020-0677348
Lender
NameROYAL PACIFIC FUNDING CORP
TypeLending Institution
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 1, 2017
Property Address520 31ST ST, SAN DIEGO, CA 92102-3211
Document Number0000346717
Instrument DateJul 17, 2017
Instrument346717
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address520 31ST ST SAN DIEGO CA 921023211, SAN DIEGO, CA 92102-3211

Mortgage

Document Number346718
DateAug 1, 2017
Instrument346718
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 31st St was $2,374 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$153,086 (+2%) Land $114,828 Building $38,258
2025$2,374.00 Homeowner's exemption$150,085 Land $112,577 Building $37,508
2023$1,736.00 (+2.84%) Homeowner's exemption$144,258 Land $108,206 Building $36,052
2022$1,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 520 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Google Fiber.

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