520 2nd St, Otoe, NE 68417 Property Records

Otoe County property record for 520 2nd St, Otoe, NE 68417

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,152 sqft · built 1925
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$15,000 (Jan 2023)
Tax Bill$581 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN000546000

Property Details

APN / Parcel Number

Primary APN000546000
Alternative APN
  • 999555937

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,261 sqft
1st Floor Area897 sqft
AtticAttic
Attic Area255 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
SunroomSunroom

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions264 ft deep x 264 ft wide
Garage TypeDetached
Garage Area600 sqft
PorchEnclosed Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address115 WALNUT ST
CityOTOE
StateNE
Zip68417-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE-FAM
Legal DescriptionPT LOT 5 & ALL LOT 6 BLOCK 1 KNABE'S ADD TO OTOE; MAP NUMBER: 3495-00-0-60250-001-0000
Legal SubdivisionKNABE'S ADD
Legal Block1
Legal Lot Number5-6
JurisdictionOTOE NE
Township / Civil DivisionNORTH BRANCH
Census Block Group1
Census Block1046
Census Tract966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 WALNUT ST, OTOE, NE 68417-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
RIVERSTONE BANK
Dec 11, 2024Deed of Trust, Mortgage · Construction Mortgage
RIVERSTONE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleFeb 19, 2013 · Amount on Record
Deed Document Number202336
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTOE NE
Property Address520 2ND ST, OTOE, NE 68417-8852
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3494 B RD, AVOCA, NE 68307-8206

Mortgage

Document Number0202600090
DateJan 14, 2026
Instrument202600090
Lender
NameRIVERSTONE BANK
TypeBank
AddressSYRACUSE, NE 68446
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term240 Months
DueJan 1, 2046
Interest
Rate TypeAdjustable Rate

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTOE NE
Property Address520 2ND ST, OTOE, NE 68417-8852
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3494 B RD, AVOCA, NE 68307-8206

Mortgage

Document Number0202402510
DateDec 11, 2024
Instrument202402510
Lender
NameRIVERSTONE BANK
TypeBank
AddressSYRACUSE, NE 68446
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyOtoe County
MunicipalityOtoe Village
Unified School DistrictSyracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$581.00 (+822.22%)$35,556 (+1,307.6%) Land $1,725 Building $33,831$35,556 (+1,307.6%) Land $1,725 Building $33,831
2023$63.00$2,526 Land $2,526$2,526 Land $2,526

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (1982–2010)
Most Recent ClaimJun 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF OTOE
serves 288 people · EPA ID NE3113108
Water SourcePurchased groundwater from OTOE CO RWD #3
Last State InspectionJan 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pinpoint Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Windstream
DSL
200 / 20

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