520 2nd Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 520 2nd Ave, Sheldon, IA 51201

Property Summary

Property Type	Commercial
Details	3,150 sqft · built 1957
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Dec 2023)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Dec 2013 Sale
Flood Zone	Zone X (minimal risk)
APN	`0043699200`

Property Details

APN / Parcel Number

Primary APN	`0043699200`
Alternative APN	`0000436992`

Interior

Stories	1 Story
Building Area	3,150 sqft Building Perimeter
1st Floor Area	3,150 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	27,007 sqft (0.62 acres)
Garage Area	288 sqft

Location & Zoning

Street Address	520 2ND AVE
City	SHELDON
State	IA
Zip	51201-1103
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	30-97-42 DEANS FIRST ADD N 125 OF LOT 18 EXC ROAD
Legal Range	42W
Legal Township	97N
Legal Section	30
Legal Subdivision	DEAN'S FIRST ADD
Legal Lot Number	18
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2012
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 PARK ST, SHELDON, IA 51201-1205
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Line of Credit BANK
Dec 9, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Dec 9, 2013 · Amount on Record
Deed Document Number	20232640
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	0000001241
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 8, 2023
Property Address	520 2ND AVE, SHELDON, IA 51201-1103
Document Number	0020232640
Map Reference	MB 3 PG 639
Instrument Date	Nov 28, 2023
Instrument	2023-2640
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	820 PARK ST, SHELDON, IA 51201-1205

Mortgage

Document Number	0020232641
Date	Dec 8, 2023
Instrument	2023-2641

Lender

Name	BANK
Type	Bank
Address	627 2ND AVE, SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2028

Interest

Change Frequency	Monthly

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 9, 2013
Property Address	520 2ND AVE, SHELDON, IA 51201-1103
Document Number	0201303650
Instrument Date	Nov 29, 2013
Instrument	2013-03650
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$82.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 MARIETTA RD, SHELDON, IA 51201-1052

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (+57.93%)	$82,210 (+70.56%) Land $6,980 Building $75,230	$82,210 (+70.56%) Land $6,980 Building $75,230
2024	$794.00 (+2.58%)
2023		$48,200 (+10.4%) Land $6,980 Building $41,220	$48,200 (+10.4%) Land $6,980 Building $41,220
2022	$774.00	$43,660 Land $6,980 Building $36,680
2021			$43,660 Land $6,980 Building $36,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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