520 208th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 520 208th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,681 sqft · built 1999
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2019)
Tax Bill	$8,765 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052003-5-003`

Property Details

APN / Parcel Number

Primary APN	`052003-5-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,681 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	1,247 sqft
Upper Floors Area	1,434 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	107,158 sqft (2.46 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	819 sqft
Patio Area	818 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	520 208TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 13 : L 1 OF SHORT PLAT 82-10-28-0193 TOG/W EASE OF RECORD OUT OF 1-007 SEG S-1096 SH ES
Legal Range	05
Legal Township	20
Legal Section	03
Legal Subdivision	PIERCE COUNTY SHORT PLAT NO 8210280193
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3002
Census Tract	70307

Owner

520 208th Ave E is owned and occupied by two individuals who bought it in September 2019.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Mar 10, 2000 · Amount on File
Deed Document Number	2019519
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002080366
Date	Feb 8, 2021
Instrument	202102080366

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006120122
Date	Jun 12, 2023
Instrument	202306120122

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000366
Date	Feb 8, 2021
Instrument	202102080366

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 9, 2019
Property Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353
Document Number	0009090519
Instrument Date	Aug 30, 2019
Instrument	201909090519
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 208TH AVE E, LAKE TAPPS, WA 98391-9353

Mortgage

Document Number	0009090520
Date	Sep 9, 2019
Instrument	201909090520

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 520 208th Ave E was $8,765, up 2.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,765.00 (+2.35%)	$855,700 Land $387,700 Building $468,000	$855,700 Land $387,700 Building $468,000
2025	$8,564.00 (+8.83%)
2024	$7,869.00 (+4.89%)	$792,900 (+3.53%) Land $369,700 Building $423,200	$792,900 (+3.53%) Land $369,700 Building $423,200
2023	$7,502.00	$765,900 Land $354,700 Building $411,200	$765,900 Land $354,700 Building $411,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 208th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 208th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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