520 1740 Rd, Delta, CO 81416 Property Records

Delta County property record for 520 1740 Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Mar 2015)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R022715`

Property Details

APN / Parcel Number

Primary APN	`R022715`
Alternative APN	`345520402002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,214 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	R022715
Street Address	520 1740 RD
City	DELTA
State	CO
Zip	81416-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	520 1740 RD DELTA 81416 S: 20 T: 15S R: 95W SUBDIVISION: SOUTHERN HERITAGE MINOR LOT: 2, TOTAL 1.00 AC+- LOT 2 SOUTHERN HERITAGE MINOR SUB. PT SW4SE4 SEC 20 T15S R95W 6PM. R-618553 PLAT R-624353 R-624354,624355,624356,624357 R-625913 R-677215 R-67920
Legal Subdivision	SOUTHERN HERITAGE MINOR
Legal Lot Number	2
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1029
Census Tract	964900

Owner

520 1740 Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 1740 RD, DELTA, CO 81416-3016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on File
Deed Sale	Mar 26, 2015 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Document Number	2015679202
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	520 1740 RD, DELTA, CO 81416-3016
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746375
Date	May 9, 2023
Instrument	746375

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	520 1740 RD, DELTA, CO 81416-3016
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 1740 RD, DELTA, CO 81416-3016

Mortgage

Document Number	732619
Date	Sep 13, 2021
Instrument	732619

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	520 1740 RD, DELTA, CO 81416-3016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	725588
Date	Jan 21, 2021
Instrument	725588

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 520 1740 Rd was $1,945, up 13.9% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (+13.88%)	$28,581 (+10.69%) Land $3,313 Building $25,268	$457,293 Land $53,000 Building $404,293
2024	$1,708.00 (+3.96%)	$25,820 (-) Land $2,932 Building $22,888
2023	$1,643.00 (+3.46%)	$25,820 (+4.91%) Land $2,932 Building $22,888	$385,373 (+8.82%) Land $43,755 Building $341,618
2022	$1,588.00	$24,612 Land $3,962 Building $20,650	$354,122 Land $57,000 Building $297,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 1740 Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 1740 Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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