520 15th St, Wisner, NE 68791 Property Records

Cuming County property record for 520 15th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1928
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jan 2020)
Tax Bill	$605 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Jan 2020 Sale & Mortgage + 1 more
APN	`0017590.00`

Property Details

APN / Parcel Number

Primary APN	`0017590.00`
Alternative APN	`1543-00-0-40050-025-0011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 15TH ST
City	WISNER
State	NE
Zip	68791-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	1ST ADD, N 50' LT 11, BLK 25, WIS C
Legal Subdivision	1ST ADD
Legal Block	25
Legal Lot Number	11
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1100
Census Tract	972700

Owner

520 15th St is owned and occupied by two individuals who bought it in January 2020.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 15TH ST, WISNER, NE 68791-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	202020
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	520 15TH ST, WISNER, NE 68791-2229
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700645
Date	Apr 26, 2017
Instrument	201700645

Lender

Name	MIDWEST BANK
Type	Bank
Address	PIERCE, NE 68767

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jan 6, 2020
Property Address	520 15TH ST, WISNER, NE 68791-2229
Document Number	0202000020
Instrument Date	Dec 23, 2019
Instrument	202000020
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	DODGE COUNTY LAND TITLE COMPANY, DODGE COUNTY T&E CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 462, WISNER, NE 68791-0462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 4.5 RD, WISNER, NE 68791-3116

Mortgage

Document Number	0202000021
Date	Jan 6, 2020
Instrument	202000021

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Aug 28, 2018
Property Address	520 15TH ST, WISNER, NE 68791-2229
Document Number	0201801317
Instrument Date	Aug 6, 2018
Instrument	201801317
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	DODGE COUNTY TITLE AND ESCROW COMPANY, DODGE COUNTY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16391 COUNTY ROAD 32, 16391, KENNARD, NE 68034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 15TH ST, WISNER, NE 68791-2229

Mortgage

Document Number	0201801318
Date	Aug 28, 2018
Instrument	201801318

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 520 15th St was $605.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,315 (+31.8%) Land $7,700 Building $92,615	$100,315 (+31.8%) Land $7,700 Building $92,615
2025	$605.00	$76,110 Land $5,950 Building $70,160	$76,110 Land $5,950 Building $70,160
2023	$749.00	$66,725 Land $4,550 Building $62,175	$66,725 Land $4,550 Building $62,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 15th St; there have been 12 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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