520 13th Ave N, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 520 13th Ave N, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2004)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`459-14-01-0038`

Property Details

APN / Parcel Number

Primary APN	`459-14-01-0038`
Alternative APN	`1911217012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	520 13TH AVE N
City	SURFSIDE BEACH
State	SC
Zip	29575-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOGWOOD LAKE EXT; LT 11 BL 11
Legal Subdivision	DOGWOOD LAKE EXT
Legal Lot Number	11
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1015
Census Tract	51201

Owner

520 13th Ave N is owned and occupied by two individuals who bought it in November 2004.

Source: Horry County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 13TH AVE N, SURFSIDE BEACH, SC 29575-4157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2004 · Amount on File
Deed Sale	Nov 12, 2004 · Amount on File
Deed Document Number	2004507576
Deed Book / Page	2820 / 1329
Prior Transfer Date	Jul 26, 2002
Prior Transfer Doc	2507/1068
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	520 13TH AVE N, SURFSIDE BEACH, SC 29575-4157
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 13TH AVE N, SURFSIDE BEACH, SC 29575-4157

Mortgage

Document Number	65160000001376
Date	Feb 8, 2022
Book Page	0000006516/0000001376

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	520 13TH AVE N, SURFSIDE BEACH, SC 29575-4157
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 13TH AVE N, SURFSIDE BEACH, SC 29575-4157

Mortgage

Document Number	63520000002084
Date	Mar 10, 2021
Book Page	0000006352/0000002084

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 13th Ave N was $1,018.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00		$511,144 (-) Land $350,000 Building $161,144
2024	$1,018.00 (+13.24%)	$20,446 (+115.52%) Land $14,000 Building $6,446	$511,144 (+84.05%) Land $350,000 Building $161,144
2023	$899.00	$9,487 Land $4,226 Building $5,261	$277,720 Land $144,720 Building $133,000
2021	$1,089.00	$11,109 Land $5,789 Building $5,320	$277,720 Land $144,720 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 13th Ave N in Zone X, an area of moderate flood risk, though there have been 101 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	303 units insured incl. 72 condo units
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	15 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims Severe Winds And Flooding Assoc With Hurricane Fran, Sep 1996 · 5 claims Hurricane Hugo, Sep 1989 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 13th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC, T-Mobile.

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