Kandiyohi County property record for 520 12th St SW, Willmar, MN 56201
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 672 sqft · built 1950 |
| Lot Size | 0.173 acres (7,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Nov 2025) |
| Tax Bill | $3,060 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 95-006-7220 |
| Primary APN | 95-006-7220 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 672 sqft Total Area |
| Basement Area | 473 sqft |
| Finished Basement | 473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,577 sqft (0.173 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 520 12TH ST SW |
|---|---|
| City | WILLMAR |
| State | MN |
| Zip | 56201-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO THE TOWN OF WILLMAR |
| Legal Range | 035 |
| Legal Township | 119 |
| Legal Section | 15 |
| Legal Subdivision | FIRST ADDITION TO THE TOWN OF WILLMAR |
| Legal Block | 111 |
| Legal Lot Number | 6 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | WILLMAR |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 780700 |
520 12th St SW is owned and occupied by an individual who bought it in November 2025.
Source: Kandiyohi County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE REGION BANK |
| Dec 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 20251830967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Dec 3, 2025 |
| Property Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Document Number | 0000712389 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 712389 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | QUALITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Investor | Possibly a Property Investor |
| Document Number | 0000712390 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 712390 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | 0000712391 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 712391 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | May 18, 2021 |
| Property Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Document Number | 677566 |
| Instrument Date | May 17, 2021 |
| Instrument | 677566 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, QUALITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Document Number | 677567 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 677567 |
| Name | LAKE REGION BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Dec 24, 2018 |
| Property Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Document Number | 655639 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 655639 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 12TH ST SW, WILLMAR, MN 56201-3039 |
| Document Number | 655640 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 655640 |
| Name | HOME STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 520 12th St SW was $3,060 with a homeowner's exemption, up 11.5% from the year before.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Willmar City |
| Unified School District | Willmar Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,060.00 (+11.52%) Homeowner's exemption | $197,400 (-11.76%) Land $16,000 Building $181,400 | $197,400 (-11.76%) Land $16,000 Building $181,400 |
| 2025 | $2,744.00 Homeowner's exemption | $223,700 Land $16,000 Building $207,700 | $223,700 Land $16,000 Building $207,700 |
| 2023 | $2,056.00 Homeowner's exemption | $183,600 Land $16,000 Building $167,600 | $183,600 Land $16,000 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 12th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 12th St SW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Willmar serves 21,991 people · EPA ID MN1340016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.66 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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