520 1/2 E 2nd St, Defiance, OH 43512 Property Records

Defiance County property record for 520 1/2 E 2nd St, Defiance, OH 43512

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 1,696 sqft · built 1950
Lot Size0.127 acres (5,545 sqft)
OwnerCompany Name on Record
Last Sale$15,000 (Feb 2014)
Tax Bill$1,160 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNB014142013600

Property Details

APN / Parcel Number

Primary APNB014142013600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,696 sqft Total Area
Gross Area3,194 sqft
1st Floor Area1,056 sqft
Upper Floors Area360 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area5,545 sqft (0.127 acres)
Lot Dimensions132 ft deep x 42 ft wide
PorchSlab
Porch Area442 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address520 1/2 E 2ND ST
CityDEFIANCE
StateOH
Zip43512-2255
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionEAST DEFIANCE LOT 94 PT
Legal SubdivisionEAST DEFIANCE
Legal Lot Number94
JurisdictionDEFIANCE OH
Township / Civil DivisionDEFIANCE
Census Block Group2
Census Block2025
Census Tract958800

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address308 MAYWINN DR, DEFIANCE, OH 43512-1757
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2014 · Amount on Record
Deed SaleFeb 14, 2014 · Amount on Record
Prior SaleNov 22, 2011 · Amount on Record
Deed Document Number2014572
Deed Book / Page377 / 2570
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address520 E 2ND ST, DEFIANCE, OH 43512-2255
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000449/182
DateMay 20, 2022
Book Page449/182
Instrument202200002467
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionDefiance Township
MunicipalityDefiance City
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,160.00$29,690 (-) Land $2,700 Building $26,990
2024$1,160.00 (+1.22%)$29,690 (-) Land $2,700 Building $26,990$84,810 (-0.02%) Land $7,700 Building $77,110
2023$1,146.00 (+19.62%)$29,690 (+33.14%) Land $2,700 Building $26,990$84,828 (+33.11%) Land $7,714 Building $77,114
2022$958.00$22,300 Land $2,650 Building $19,650
2020$63,730 Land $7,580 Building $56,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims178 (1978–2015)
Claims Outside the SFHA1 of 178
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEFIANCE CITY
serves 16,494 people · EPA ID OH2000111
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless · Fiber in parts of the area
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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