52 Windward Way, #58, Toccoa, GA 30577 Property Records

Stephens County property record for 52 Windward Way, #58, Toccoa, GA 30577

Property Summary

Property Type	Apartments (5+ Units)
Details	1,800 sqft · built 1998
Lot Size	1.39 acres (60,548 sqft)
Owner	Company Name on Record
Last Sale	$1,706,250 (Nov 2024)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T09 024`

Property Details

APN / Parcel Number

Primary APN	`T09 024`
Alternative APN	`616750`

Interior

Building Area	1,800 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Roof Material	Shingle
Lot Area	60,548 sqft (1.39 acres)

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	100 sqft
Patio Area	200 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	616750
Street Address	52 WINDWARD WAY, 58
City	TOCCOA
State	GA
Zip	30577-1891
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-III
Legal Description	LOTS 4-6 WINDWARD WAY
Legal Subdivision	0204 - PRIMARY - SF
Legal Lot Number	4-6
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2051
Census Tract	970101

Owner

Source: Stephens County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	52 58 WINDWARD WAY, GA
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage FIRST CITIZENS BK
Nov 1, 2018	Grant Deed, Transfer · Line of Credit SOUTHERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	1386 / 161
Prior Transfer Date	Dec 31, 1996
Prior Transfer Doc	0361000387
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	52 WINDWARD WAY # 58, 58, TOCCOA, GA 30577-1891
Document Number	0012000345
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1197 W CURRAHEE ST TOCCOA GA 305772536, TOCCOA, GA 30577-2536

Mortgage

Document Number	0012000345
Date	Jan 29, 2020
Book Page	001200/000345

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 28, 2027

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 1, 2018
Property Address	52 WINDWARD WAY # 58, 58, TOCCOA, GA 30577-1891
Document Number	0011630423
Book / Page	001163 / 000423
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 WINDWARD WAY TOCCOA GA 305771891, TOCCOA, GA 30577-1891

Mortgage

Document Number	11630426
Date	Nov 1, 2018
Book Page	001163/000426

Lender

Name	SOUTHERN BK
Type	Bank
Address	CLARKESVILLE, GA 30523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,546.00 (+2.07%)	$130,310 (+3.47%) Land $4,484 Building $125,826	$325,775 (+3.47%) Land $11,209 Building $314,566
2023	$4,454.00 (+83.14%)	$125,944 (+83.15%) Land $4,484 Building $121,460	$314,858 (+83.15%) Land $11,209 Building $303,649
2022	$2,432.00	$68,767 Land $4,484 Building $64,283	$171,917 Land $11,209 Building $160,708

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Windstream.

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