52 White Oak Bluff, Savannah, GA 31405 Property Records

Chatham County property record for 52 White Oak Bluff, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,875 sqft · built 2015
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2016)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-1009C-02-069`

Property Details

APN / Parcel Number

Primary APN	`1-1009C-02-069`
Alternative APN	`H239L023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,875 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Mixed
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	52 WHITE OAK BLF
City	SAVANNAH
State	GA
Zip	31405-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDC
Legal Description	LOT 717 SOUTHBRIDGE PHASE 16D S MB 25S 7B .221 AC
Legal Subdivision	SOUTHBRIDGE W
Legal Phase	16D
Legal Lot Number	717
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	2
Census Block	2010
Census Tract	10812

Owner

52 White Oak Bluff is owned and occupied by two individuals who bought it in February 2016.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 WHITE OAK BLF, SAVANNAH, GA 31405-8108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2016 · Amount on File
Deed Sale	Feb 24, 2016 · Amount on File
Prior Sale	Jan 6, 2014 · Amount on File
Deed Document Number	20161654
Deed Book / Page	739 / 405
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	00383K0511
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	52 WHITE OAK BLF, SAVANNAH, GA 31405-8108
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WHITE OAK BLF, SAVANNAH, GA 31405-8108

Mortgage

Document Number	0000002404/0000000458
Date	Jun 10, 2021
Book Page	0000002404/0000000458

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 52 White Oak Bluff was $3,942.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,240 (+3.67%) Land $40,000 Building $277,240	$793,100 (+3.67%) Land $100,000 Building $693,100
2025	$3,942.00	$306,000 Land $40,000 Building $266,000	$765,000 Land $100,000 Building $665,000
2023		$281,960 (+13.99%) Land $40,000 Building $241,960	$704,900 (+13.99%) Land $100,000 Building $604,900
2022	$3,728.00	$247,360 Land $32,000 Building $215,360	$618,400 Land $80,000 Building $538,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 White Oak Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 237 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	243 units insured incl. 6 condo units
Nearby Flood Claims	9 (2016–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 6 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 White Oak Bluff is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-SAVANNAH QUARTERS serves 2,665 people · EPA ID GA0510259
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20