McKinley County property record for 52 Tracy Ln, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.95 acres (85,244 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-107-077-047-279 |
| Primary APN | 2-107-077-047-279 |
|---|---|
| Alternative APN |
|
| Lot Area | 85,244 sqft (1.95 acres) |
|---|
| Account Number | R642169 |
|---|---|
| Street Address | 52 TRACY LN |
| City | GALLUP |
| State | NM |
| Zip | 87301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12, BLOCK 2, NOBLE ACRES SUB. NO. 1 BK 10 PG 9311 1/31/97 CODE 2-107-077-047-279 |
| Legal Subdivision | NOBLE ACRES SUB |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | RED ROCK |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 943904 |
Source: McKinley County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3365, GALLUP, NM 87305-3365 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Property Address | 52 TRACY LN, GALLUP, NM 87301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5633 SMITH CREEK RD, EVERSON, WA 98247-9485 |
| Document Number | 0000401229 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 401229 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | GALLUP, NM 87301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 5, 2027 |
| Rate | 4.82% |
|---|
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,733 (+3%) Land $2,510 Building $40,223 | $128,199 (+3%) Land $7,530 Building $120,669 | |
| 2025 | $1,028.00 (-7.72%) Additional exemption filed | $41,489 (+3%) Land $2,500 Building $38,989 | $124,466 (+3%) Land $7,500 Building $116,966 |
| 2024 | $1,114.00 (+2.48%) Additional exemption filed | $40,280 (+3%) Land $2,500 Building $37,780 | $120,841 (+3%) Land $7,500 Building $113,341 |
| 2023 | $1,087.00 (+5.74%) Additional exemption filed | $39,107 (+3%) Land $2,500 Building $36,607 | $117,322 (+3%) Land $7,500 Building $109,822 |
| 2022 | $1,028.00 Additional exemption filed | $37,968 Land $2,500 Building $35,468 | $113,905 Land $7,500 Building $106,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 400 / 80 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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