52 Sugar Loaf Rd, Sylva, NC 28779 Property Records

Jackson County property record for 52 Sugar Loaf Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2024)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7662-94-9711`

Property Details

APN / Parcel Number

Primary APN	`7662-94-9711`
Alternative APN	`180978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Basement Area	590 sqft
Unfinished Basement	590 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	110 sqft
Patio Area	110 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	52 SUGAR LOAF RD
City	SYLVA
State	NC
Zip	28779-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 SUGARLOAF EST
Legal Subdivision	SUGARLOAF EST
Legal Lot Number	1
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1048
Census Tract	950200

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1531, WHITTIER, NC 28789-1531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
May 7, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Book / Page	2376 / 1653
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0022861292
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368

Mortgage

Document Number	0024131328
Date	Feb 3, 2026
Book Page	2413/1328

Lender

Name	UNITED FCU
Type	Credit Union
Address	150 HILLTOP RD, SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 7, 2024
Property Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368
Document Number	0023761653
Book / Page	2376 / 1653
Instrument Date	May 7, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	394 TOY COVE RD, SYLVA, NC 28779-4703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368

Mortgage

Document Number	0023761656
Date	May 7, 2024
Instrument	2376/1656

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 16, 2020
Property Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368
Document Number	0022861292
Book / Page	002286 / 001292
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 SUGAR LOAF RD SYLVA NC 287798368, SYLVA, NC 28779-8368

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	May 24, 2018
Property Address	52 SUGAR LOAF RD, SYLVA, NC 28779-8368
Document Number	0022141301
Book / Page	002214 / 001301
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	52 SUGAR LOAF RD SYLVA NC 287798368, SYLVA, NC 28779-8368

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,934 (-) Land $32,490 Building $326,444
2025	$1,363.00 (+141.24%)	$358,934 (+141.14%) Land $32,490 Building $326,444
2023	$565.00	$148,850 Land $30,240 Building $118,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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