52 Spruce Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 52 Spruce Dr, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,591 sqft · built 1984
Owner2 Individual Names on Record
Last Sale$330,000 (Mar 2022)
Tax Bill$2,643 (2025)
Deeds & MortgagesMar 2022 Mortgage
APN106-008-1272

Property Details

APN / Parcel Number

Primary APN106-008-1272
Alternative APN
  • 19377

Interior

Building Area2,591 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Garage TypeCarport
CarportCarport
Carport Area441 sqft
Parking Spaces2 Parking Spaces
Storage Building105 sqft

Location & Zoning

Old Parcel Number106-008-1272
Street Address52 SPRUCE DR
CityCOVINGTON
StateLA
Zip70433-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 SQ 12 RIVER FOREST COUNTRY CLUB CB 791 164 INST NO 1255179 [RIVER FOREST COUNTRY CLUB (06)]
Legal SubdivisionRIVER FOREST COUNTRY CLUB (06)
Legal Lot Number10
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group1
Census Block1025
Census Tract40402

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 SPRUCE DR, COVINGTON, LA 70433-1027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Deed Document Number2320477
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address52 SPRUCE DR, COVINGTON, LA 70433-1027
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002320479
DateMar 23, 2022
Instrument2320479
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
MunicipalityCovington City
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,643.00 (-3.82%) Homeowner's exemption$31,227 (-) Land $3,000 Building $28,227$312,273 (-) Land $30,000 Building $282,273
2024$2,748.00 (+25.71%) Homeowner's exemption$31,227 (+26.39%) Land $3,000 Building $28,227$312,273 (+26.4%) Land $30,000 Building $282,273
2023$2,186.00 (+18.55%) Homeowner's exemption$24,706 (+13.27%) Land $3,000 Building $21,706$247,058 (+13.27%) Land $30,000 Building $217,058
2022$1,844.00 Homeowner's exemption$21,812 Land $3,000 Building $18,812$218,120 Land $30,000 Building $188,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 328 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies328 in force
Nearby Flood Claims16 (2005–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 10 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 91% of Louisiana
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Metronet, T-Mobile.

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