52 Scott St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 52 Scott St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,124 sqft · built 1965
Lot Size0.711 acres (30,971 sqft)
Owner2 Individual Names on Record
Last Sale$129,000 (Aug 2000)
Tax Bill$5,086 (2026)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:010-13500 B:121 L:0

Property Details

APN / Parcel Number

Primary APNM:010-13500 B:121 L:0
Alternative APNs
  • LUDL M:10 B:13500 P:121
  • 7281

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,124 sqft Living Area
Gross Area4,688 sqft
Basement Area1,124 sqft
Unfinished Basement1,124 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,971 sqft (0.711 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7281
Street Address52 SCOTT ST
CityLUDLOW
StateMA
Zip01056-1009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Block13500
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1023
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address52 SCOTT ST, LUDLOW, MA 01056-1009
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2000 · Amount on Record
Deed SaleAug 25, 2000 · Amount on Record
Prior SaleOct 7, 1992 · Amount on Record
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address52 SCOTT ST, LUDLOW, MA 01056-1009
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24197-600
DateOct 22, 2021
Book Page24197/600
Instrument74976
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,086.00 (-0.99%)$317,700 (+7.29%) Land $97,400 Building $220,300$306,657 (+8.83%)
2025$5,137.00 (+3.34%)$296,100 (+7.75%) Land $88,600 Building $207,500$281,770 (-11.2%)
2024$4,971.00 (+4.54%)$274,800 (+12.76%) Land $88,500 Building $186,300$317,300
2023$4,755.00$243,700 Land $77,700 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Scott St

Nearby Streets

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