Rockland County and Ramapo Town property record for 52 S Cole Ct, Spring Valley, NY 10977
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 4 ba · 2,620 sqft · built 1989 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $674,650 (Jan 2023) |
| Tax Bill | $13,195 (2023) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 57.13-1-25 |
| Primary APN | 392689 57.13-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| 2nd Floor Area | 1,333 sqft |
| Game Room | Game Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00511791500 |
|---|---|
| Street Address | 52 S COLE CT |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5473 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R-15 |
| Legal Subdivision | S&S HOMES |
| Legal Block | 1 |
| Legal Lot Number | 25.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12115 |
52 S Cole Ct, a triplex, is owned by an individual who bought it in January 2023.
Source: Rockland County and Ramapo Town records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 DECATUR AVE, SPRING VALLEY, NY 10977-4155 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage A & D MORTGAGE LLC |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Feb 24, 1997 · Amount on File |
| Prior Transfer Date | Mar 2, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 27, 2023 |
| Property Address | 52 S COLE CT, SPRING VALLEY, NY 10977-5473 |
| Document Number | 0000002270 |
| Map Reference | BK 109 PG 16 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023-00002270 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 CROSBY CT, PINE BUSH, NY 12566-6834 |
| Name | Verified Name |
|---|---|
| Address | 103 DECATUR AVE, SPRING VALLEY, NY 10977-4155 |
| Document Number | 0000002271 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023-00002271 |
| Name | A & D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 52 S COLE CT, SPRING VALLEY, NY 10977-5473 |
| Document Number | 0000036927 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 52 S COLE CT SPRING VALLEY NY 109775473, SPRING VALLEY, NY 10977-5473 |
| Document Number | 0000036927 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 36927 |
| Name | ROCKLAND CU |
|---|---|
| Type | Credit Union |
| Address | SPRING VALLEY, NY 10977 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 18, 2039 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $50,700 (-) Land $17,500 Building $33,200 | $63,800 (-) | |
| 2023 | $13,195.00 | $50,700 Land $17,500 Building $33,200 | $63,800 Land $22,022 Building $41,778 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 52 S Cole Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 52 S Cole Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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