52 Roscoe Rd, Wanchese, NC 27981 Property Records

Dare County property record for 52 Roscoe Rd, Wanchese, NC 27981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 1988
Lot Size	0.608 acres (26,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,462 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`979707579964`

Property Details

APN / Parcel Number

Primary APN	`979707579964`
Alternative APN	`023537001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,863 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	26,500 sqft (0.608 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	979707579964
Street Address	52 ROSCOE RD
City	WANCHESE
State	NC
Zip	27981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: BLK: SEC: PL: SL:
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	1
Census Block	1026
Census Tract	970602

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 357, WANCHESE, NC 27981-0357
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Mar 29, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2017
Transfer Doc	2159/87
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	52 ROSCOE RD, WANCHESE, NC 27981
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002654/488
Date	Nov 18, 2022
Book Page	2654/488
Instrument	700124594

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	52 ROSCOE RD, WANCHESE, NC 27981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2426/360
Date	Oct 23, 2020
Book Page	2426/360
Instrument	700086090

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

March 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Mar 29, 2017
Property Address	52 ROSCOE RD, WANCHESE, NC 27981
Document Number	2159/87
Book / Page	2159 / 87
Instrument Date	Mar 28, 2017
Instrument	700037363
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 357, WANCHESE, NC 27981-0357

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 357, WANCHESE, NC 27981-0357

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,462.00	$369,100 (-) Land $91,900 Building $277,200	$369,100 (-) Land $91,900 Building $277,200
2025	$1,462.00 (+9.68%)	$369,100 (+57.6%) Land $91,900 Building $277,200
2023	$1,333.00	$234,200 Land $70,300 Building $163,900
2020			$369,100 Land $91,900 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	172 (1983–2023)
Claims Outside the SFHA	3 of 172
Most Recent Claim	Apr 2023 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 88 claims Hurricane Isabel, Sep 2003 · 10 claims Severe Snowfall & Winter Storm, Mar 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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