52 River Loop, Newland, NC 28657 Property Records

Avery County property record for 52 River Loop, Newland, NC 28657

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 816 sqft · built 1985
Owner	Individual Name on File
Last Sale	$126,500 (Aug 2006)
Tax Bill	$106 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48409`

Property Details

APN / Parcel Number

Primary APN	`48409`
Alternative APN	`18440648320500000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Basement Area	48 sqft
Unfinished Basement	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	48409
Street Address	52 RIVER LOOP
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LH HIGHLAND HILLS 391 PLAT 10-83
Legal Subdivision	HIGHLAND HILLS
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3038
Census Tract	930200

Owner

Source: Avery County records · APN 48409

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2110 LAND HBR, NEWLAND, NC 28657-7927
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2006 · Amount on Record
Deed Sale	Aug 31, 2006 · Amount on Record
Deed Document Number	0004054018
Deed Book / Page	405 / 4018
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	52 RIVER LOOP, NEWLAND, NC 28657
Document Number	0005490702
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 RIVER LOOP NEWLAND NC 28657, NEWLAND, NC 28657

Mortgage

Document Number	0005490702
Date	Sep 23, 2020
Book Page	000549/000702
Instrument	5111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2035

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 (-8%)	$26,600 (-79.92%) Land $25,000 Building $1,600	$26,600 (-79.92%) Land $25,000 Building $1,600
2023	$530.00	$132,500 Land $25,000 Building $107,500	$132,500 Land $25,000 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 366 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LINVILLE LAND HARBOR private · serves 2,280 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.