52 Ridge Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 52 Ridge Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,422 sqft · built 1935
Lot Size	0.388 acres (16,906 sqft)
Owner	2 Individual Names on File
Last Sale	$661,700 (Nov 2021)
Tax Bill	$8,640 (2026)
Deeds & Mortgages	Jun 2023 Refinance Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-0087-24`

Property Details

APN / Parcel Number

Primary APN	`50-0087-24`
Alternative APNs	`BRIS M:68 L:22` `4355`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
Gross Area	2,615 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	16,906 sqft (0.388 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	50-0087-24
Street Address	52 RIDGE RD
City	BRISTOL
State	RI
Zip	02809-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	22
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2023
Census Tract	30902

Owner

52 Ridge Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Bristol Town records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 RIDGE RD, BRISTOL, RI 02809-1437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Jun 24, 2020	Deed, Transfer · Stand-Alone First Mortgage PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	202113417
Deed Book / Page	2142 / 95
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	52 RIDGE RD, BRISTOL, RI 02809-1437
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002214-246
Date	Jun 20, 2023
Book Page	2214/246
Instrument	2023-5167

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 2, 2021
Property Address	52 RIDGE RD, BRISTOL, RI 02809-1437
Document Number	2142-95
Book / Page	2142 / 95
Instrument Date	Nov 1, 2021
Instrument	13417
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 RIDGE RD, BRISTOL, RI 02809-1437

Mortgage

Document Number	13418
Date	Nov 2, 2021
Instrument	13418

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BRISTOL RI
Recording Date	Jun 24, 2020
Property Address	52 RIDGE RD, BRISTOL, RI 02809-1437
Document Number	2040-18
Book / Page	2040 / 18
Instrument Date	Jun 22, 2020
Instrument	5717
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5718
Date	Jun 24, 2020
Instrument	5718

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2030
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 52 Ridge Rd was $8,640, up 12% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,640.00 (+12%)
2025	$7,714.00	$558,200 Land $213,700 Building $344,500
2023	$7,377.00 (+2.76%)	$552,200 (-) Land $213,700 Building $338,500
2022	$7,179.00	$552,200 Land $213,700 Building $338,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 52 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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