52 Pinewatch Cir, Moneta, VA 24121 Property Records

Franklin County property record for 52 Pinewatch Cir, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,396 sqft · built 2022
Lot Size	1.45 acres (63,510 sqft)
Owner	Individual Name on File
Last Sale	$42,500 (May 2016)
Tax Bill	$3,233 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 15-016 00`

Property Details

APN / Parcel Number

Primary APN	`015 15-016 00`
Alternative APN	`43464`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,396 sqft Living Area
Gross Area	4,909 sqft
1st Floor Area	2,357 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	63,510 sqft (1.45 acres)
Terrain	Rolling
Garage Area	1,038 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43464
Street Address	52 PINEWATCH CIR
City	MONETA
State	VA
Zip	24121-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	LAKEWATCH PLANTATION ESTATE LOT 16A
Legal Subdivision	LAKEWATCH PLANTATION ESTATE
Legal Lot Number	16A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1021
Census Tract	20302

Owner

52 Pinewatch Cir is owned and occupied by an individual who bought it in May 2016.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	52 PINEWATCH CIR, MONETA, VA 24121-1135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT
May 24, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF BOTETOURT
Oct 12, 2021	Deed, Transfer ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on File
Deed Sale	May 23, 2016 · Amount on File
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	20162909
Deed Book / Page	1077 / 816
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	01069600322
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	52 PINEWATCH CIR, MONETA, VA 24121-1135
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012332648
Date	Aug 29, 2025
Book Page	1233/2648
Instrument	250005613

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	52 PINEWATCH CIR, MONETA, VA 24121-1135
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 FIRSTWATCH DR, MONETA, VA 24121-4018

Mortgage

Document Number	0011842500
Date	May 24, 2022
Book Page	1184/2500
Instrument	220004101

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 24, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 12, 2021
Property Address	52 PINEWATCH CIR, MONETA, VA 24121-1135
Document Number	0011720116
Book / Page	1172 / 116
Map Reference	MB 915 PG 628
Instrument Date	Oct 8, 2021
Instrument	210009548
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	340 FIRSTWATCH DR, MONETA, VA 24121-4018

Tax Assessment & Valuation

The 2025 property tax bill for 52 Pinewatch Cir was $3,233.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,233.00	$752,000 Land $70,700 Building $681,300	$752,000 Land $70,700 Building $681,300
2023	$1,285.00	$510,400 (+2,783.62%) Land $37,700 Building $472,700	$510,400 (+2,783.62%) Land $37,700 Building $472,700
2022		$17,700 Land $17,700	$17,700 Land $17,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 52 Pinewatch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Pinewatch Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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