52 Phillip St, Coventry, RI 02816 Property Records

West Warwick Town property record for 52 Phillip St, Coventry, RI 02816

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,040 sqft · built 2013
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Nov 2018)
Tax Bill$6,460 (2025)
Deeds & MortgagesJun 2026 Second Mortgage
Mar 2024 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN16-2509-37

Property Details

APN / Parcel Number

Primary APN16-2509-37
Alternative APNs
  • COVE M:64 L:20
  • 6732

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,220 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16-2509-37
Street Address52 PHILLIP ST
CityCOVENTRY
StateRI
Zip02816-7424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number20
JurisdictionCOVENTRY RI
Township / Civil DivisionWEST WARWICK
Census Block Group5
Census Block5002
Census Tract20300

Owner

Source: West Warwick Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address52 PHILLIP ST, COVENTRY, RI 02816-7424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 8, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PENNYMAC LOAN SERVICES LLC
Jul 11, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Aug 28, 2019Deed of Trust, Mortgage · VA Mortgage
SHAMROCK HM LOANS
Nov 30, 2018Warranty Deed, Transfer · VA Mortgage
SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleMay 24, 2011 · Amount on Record
Deed Book / Page2117 / 478
Transfer Doc1967-584
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Recording DateJun 12, 2026
Property Address52 PHILLIP ST, COVENTRY, RI 02816-7424
Document Number002358-567
Book / Page2358 / 567
Instrument DateJun 2, 2026
Instrument20269712
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 PHILLIP ST, COVENTRY, RI 02816-7424

Mortgage

Document Number0000009712,
DateJun 12, 2026
Book Page2358/567
Instrument20269712
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.37%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address52 PHILLIP ST, COVENTRY, RI 02816-7424
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002295-929
DateMar 8, 2024
Book Page2295/929
Instrument1054
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueApr 1, 2044

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address52 PHILLIP ST, COVENTRY, RI 02816-7424
Document Number0024853781
Instrument DateJul 11, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 PHILLIP ST COVENTRY RI 028167424, COVENTRY, RI 02816-7424

Mortgage

Document Number0024853781
DateAug 27, 2020
Instrument24853781
Lender
NamePENNYMAC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVENTRY RI
Property Address52 PHILLIP ST, COVENTRY, RI 02816-7424
Document Number0000003708
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 PHILLIP ST COVENTRY RI 028167424, COVENTRY, RI 02816-7424

Mortgage

Document Number0000003708
DateSep 3, 2019
Instrument3708
Lender
NameSHAMROCK HM LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOVENTRY RI
Recording DateNov 30, 2018
Property Address52 PHILLIP ST, COVENTRY, RI 02816-7424
Document Number2117-478
Book / Page2117 / 478
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$62.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21170480
DateNov 30, 2018
Instrument02117/0480
Lender
NameSHAMROCK FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,460.00 (+3.59%)$401,500 (-1.3%) Land $91,300 Building $310,200
2024$496,090
2023$6,236.00$406,800 Land $91,300 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims15 (1979–2024)
Claims Outside the SFHA8 of 15
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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