52 Paso Cresta, Carmel Valley, CA 93924 Property Records

Monterey County property record for 52 Paso Cresta, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1935
Lot Size	0.227 acres (9,905 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2018)
Tax Bill	$8,939 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`189-242-005-000`

Property Details

APN / Parcel Number

Primary APN	`189-242-005-000`
Alternative APN	`189-242-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,905 sqft (0.227 acres)
Garage Area	150 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	189-242-005
Street Address	52 PASO CRESTA
City	CARMEL VALLEY
State	CA
Zip	93924-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS LAURELES TR 1 NWLY 1/2 OF LOT 26
Legal Subdivision	LOS LAURELES
Legal Tract	1
Legal Block	1
Legal Lot Number	26
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	1
Census Block	1008
Census Tract	11001

Owner

52 Paso Cresta is owned and occupied by an individual who bought it in November 2018.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 8, 2019	Deed of Trust, Mortgage · ARM HSBC BANK USA
Nov 29, 2018	Grant Deed, Transfer · ARM HSBC BANK USA
Jun 16, 2017	Deed of Trust, Mortgage · VA Mortgage PRINCETON CAP
May 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	201854230
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0000028711
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 15, 2026
Property Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000020364
Instrument Date	Jun 9, 2026
Instrument	202620364
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	OMA TITLE, DOMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

Mortgage

Document Number	0000020365,
Date	Jun 15, 2026
Instrument	202620365

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033778
Date	Aug 8, 2019
Instrument	2019033778

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10016

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.93%
Index	1-Year LIBOR
Max Rate	7.93%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 29, 2018
Property Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000054230
Map Reference	VOL3 PG40
Instrument Date	Nov 15, 2018
Instrument	2018054230
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641

Mortgage

Document Number	0000054231
Date	Nov 29, 2018
Instrument	2018054231

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.74%
Index	1-Year LIBOR
Max Rate	8.74%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000032980
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 PASO CRESTA CARMEL VALLEY CA 939249641, CARMEL VALLEY, CA 93924-9641

Mortgage

Document Number	0000032980
Date	Jun 22, 2017
Instrument	32980

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 31, 2017
Property Address	52 PASO CRESTA, CARMEL VALLEY, CA 93924-9641
Document Number	0000028711
Instrument Date	May 30, 2017
Instrument	28711
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	52 PASO CRESTA CARMEL VALLEY CA 939249641, CARMEL VALLEY, CA 93924-9641

Tax Assessment & Valuation

The 2025 property tax bill for 52 Paso Cresta was $8,939.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$853,364 (+2%) Land $568,911 Building $284,453
2025	$8,939.00 Homeowner's exemption	$836,632 Land $557,756 Building $278,876
2023	$8,676.00 (+3.36%) Homeowner's exemption	$804,147 Land $536,099 Building $268,048
2022	$8,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 52 Paso Cresta in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	20 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Paso Cresta is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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