52 Park Ter, Ceredo, WV 25507 Property Records

Wayne County property record for 52 Park Ter, Ceredo, WV 25507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,252 sqft · built 1968
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2022)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-6-0206.0009`

Property Details

APN / Parcel Number

Primary APN	`03-6-0206.0009`
Alternative APN	`50-03-6-0206.0009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
1st Floor Area	2,252 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	298 ft deep x 50 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	52 PARK TER
City	CEREDO
State	WV
Zip	25507-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 4; E 1/2 OF LOT 5 PARK TERRACE
Legal Subdivision	ENTITLED PARK TERRACE
Legal Lot Number	4,5
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	6
Census Block	6060
Census Tract	20300

Owner

52 Park Ter is owned by two individuals who bought it in February 2022.

Source: Wayne County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	400 BLAIR RD, HUNTINGTON, WV 25704-1009
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 30, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Deed Document Number	2022555025
Deed Book / Page	760 / 367
Prior Transfer Date	Jun 22, 2018
Prior Transfer Doc	3130520726
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE WV
Recording Date	Feb 1, 2022
Property Address	52 PARK TER, CEREDO, WV 25507-1600
Document Number	000760/367
Book / Page	760 / 367
Instrument Date	Jan 26, 2022
Instrument	3130555025
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 BLAIR RD, HUNTINGTON, WV 25704-1009

Mortgage

Document Number	3130555026
Date	Feb 1, 2022
Instrument	3130555026

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	52 PARK TER, CEREDO, WV 25507-1600
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	839/479
Date	Jul 30, 2021
Book Page	839/479
Instrument	3130550118

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 52 Park Ter was $1,659.

Source: Wayne County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Ceredo City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00	$97,980 Land $11,460 Building $86,520	$163,300 Land $19,100 Building $144,200
2023	$1,542.00	$96,240 Land $11,460 Building $84,780	$160,400 Land $19,100 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Park Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2015)
Most Recent Claim	Mar 2015 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims Severe Storms, Flooding, And Landslides, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Park Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEREDO WATER WORKS serves 1,472 people · EPA ID WV3305001
Water Source	Purchased surface water from KENOVA MUNICIPAL WATER
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Coliform assessment Sep 2019 Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Optimum.

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