52 Pacific Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 52 Pacific Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,549 sqft · built 1987
Lot Size	0.496 acres (21,649 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2015)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7025-00500-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7025-00500-0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,549 sqft Heated Area
Gross Area	2,274 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,649 sqft (0.496 acres)
Driveway	Driveway
Driveway Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	52 PACIFIC DR
City	PALM COAST
State	FL
Zip	32164-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 25 BLOCK 5 LOTS 1 & 34 COMPLETION YEAR 1975 OR BOOK 86 PAGE 50 OR 294 PG 462 OR 467 PG 1756 OR 2084/1427 O
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	5
Legal Lot Number	1,34 34
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1026
Census Tract	60212

Owner

52 Pacific Dr is owned and occupied by an individual who bought it in September 2015.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	52 PACIFIC DR, PALM COAST, FL 32164-7566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015 · Amount on File
Deed Sale	Sep 8, 2015 · Amount on File
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	2015027352
Deed Book / Page	2084 / 1427
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	52 PACIFIC DR, PALM COAST, FL 32164-7566
Document Number	0022831660
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 PACIFIC DR PALM COAST FL 321647566, PALM COAST, FL 32164-7566

Mortgage

Document Number	0022831660
Date	Jun 5, 2018
Book Page	002283/001660
Instrument	20698

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 52 Pacific Dr was $1,665 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 Homeowner's exemption	$134,802	$269,811 Land $104,500 Building $165,311
2023	$1,565.00 (+1.89%) Homeowner's exemption	$127,187 (+3%)	$260,647 (+1.52%) Land $85,500 Building $175,147
2022	$1,536.00 Homeowner's exemption	$123,483	$256,737 Land $86,500 Building $170,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Pacific Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	7 (2007–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Pacific Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20