52 Oak St, Cumberland, MD 21502 Property Records

Allegany County property record for 52 Oak St, Cumberland, MD 21502

Property Summary

Property Type	Townhouse
Details	2 ba · 2,022 sqft · built 1900
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Dec 2014)
Tax Bill	$807 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-046013`

Property Details

APN / Parcel Number

Primary APN	`04-046013`
Alternative APNs	`4046013` `046013`

Interior

Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,022 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	046013
Street Address	52 OAK ST
City	CUMBERLAND
State	MD
Zip	21502-3957
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	52 OAK ST LOT 2 40X100 AGNEW ADDN
Legal Subdivision	AGNEW ADD
Legal Lot Number	2
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2008
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 OAK ST, CUMBERLAND, MD 21502-3957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed, Transfer
Jun 29, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2014 · Amount on Record
Deed Sale	Dec 10, 2014 · Amount on Record
Deed Book / Page	2101 / 202
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 23, 2025
Property Address	52 OAK ST, CUMBERLAND, MD 21502-3957
Document Number	003122-0162
Book / Page	3122 / 162
Map Reference	LB 52 FO 599
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 OAK ST, CUMBERLAND, MD 21502-3957

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 29, 2018
Property Address	52 OAK ST, CUMBERLAND, MD 21502-3957
Document Number	0023920172
Book / Page	002392 / 000172
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	52 OAK ST CUMBERLAND MD 215023957, CUMBERLAND, MD 21502-3957

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,900 (+5.53%) Land $8,000 Building $84,900	$92,900 (-) Land $8,000 Building $84,900
2025	$807.00 (+10.85%)	$88,033 (+12.43%)	$92,900 (+18.65%) Land $8,000 Building $84,900
2023	$728.00	$78,300 Land $8,000 Building $70,300	$78,300 Land $8,000 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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