52 Lower Main St, Sunapee, NH 03782 Property Records

Sullivan County and Sunapee Town property record for 52 Lower Main St, Sunapee, NH 03782

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,752 sqft · built 1860
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2025)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	May 2025 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUNA M:129 B:14 L`

Property Details

APN / Parcel Number

Primary APN	`SUNA M:129 B:14 L`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	3,239 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	52 LOWER MAIN ST
City	SUNAPEE
State	NH
Zip	03782-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	14
Jurisdiction	SUNAPEE TOWN NH
Township / Civil Division	SUNAPEE
Census Block Group	2
Census Block	2016
Census Tract	975300

Owner

52 Lower Main St is owned by two individuals who bought it in August 2025.

Source: Sullivan County and Sunapee Town records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MAPLE CT, SUNAPEE, NH 03782
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 5, 2025	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Aug 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MASCOMA BANK
Dec 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUGAR RIVER BANK
Sep 4, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	May 23, 2024 · Amount on File
Deed Document Number	2025668
Deed Book / Page	2297 / 964
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	52 LOWER MAIN ST, SUNAPEE, NH 03782-2909
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002290-62
Date	May 12, 2025
Book Page	2290/62
Instrument	2502144

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Aug 5, 2025
Property Address	52 LOWER MAIN ST, SUNAPEE, NH 03782-2909
Document Number	002297-964
Book / Page	2297 / 964
Instrument Date	Aug 1, 2025
Instrument	2503668
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 MAPLE CT, SUNAPEE, NH 03782

Mortgage

Document Number	0002503669
Date	Aug 5, 2025
Instrument	2503669

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Aug 2, 2022
Property Address	52 LOWER MAIN ST, SUNAPEE, NH 03782-2909
Document Number	002203-881
Book / Page	2203 / 881
Instrument Date	Aug 2, 2022
Instrument	2204669
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 YOUNGS HILL RD, SUNAPEE, NH 03782-2204

Mortgage

Document Number	0002204670
Date	Aug 2, 2022
Instrument	2204670

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 2, 2029
Max Rate At Change	2.88%
Index	Other

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Dec 17, 2021
Property Address	52 LOWER MAIN ST, SUNAPEE, NH 03782-2909
Document Number	002178-885
Book / Page	2178 / 885
Instrument Date	Dec 16, 2021
Instrument	2108551
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 50, SUNAPEE, NH 03782-0050

Mortgage

Document Number	0002108552
Date	Dec 17, 2021
Instrument	2108552

Lender

Name	SUGAR RIVER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Sep 4, 2020
Property Address	52 LOWER MAIN ST, SUNAPEE, NH 03782-2909
Document Number	0021190285
Book / Page	002119 / 000285
Instrument Date	Aug 31, 2020
Instrument	2004949
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 PAGET RD CORNISH NH 037454307, CORNISH, NH 03745-4307

Tax Assessment & Valuation

The 2025 property tax bill for 52 Lower Main St was $3,739, up 76.2% from the year before.

Source: Sullivan County and Sunapee Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Sunapee Town
Unified School District	Sunapee School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,739.00 (+76.2%)	$354,400 (+67.17%) Land $138,500 Building $215,900
2024	$2,122.00	$212,000 Land $46,400 Building $165,600
2022	$2,966.00	$212,000 Land $46,400 Building $165,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 52 Lower Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Lower Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNAPEE WATER WORKS serves 1,680 people · EPA ID NH2271010
Water Source	Surface water
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: NH Broadband.

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