52 Limestone Cir, Mc Henry, MD 21541 Property Records

Garrett County property record for 52 Limestone Cir, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 2021
Lot Size	0.759 acres (33,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2021)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-090150`

Property Details

APN / Parcel Number

Primary APN	`18-090150`
Alternative APN	`090150`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,872 sqft Total Area
Basement Area	1,872 sqft
Finished Basement	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,070 sqft (0.759 acres)
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	090150
Street Address	52 LIMESTONE CIR
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33070 SQ FT LOT 21 LODESTONE SUB
Legal Subdivision	LODESTONE SUB
Legal Lot Number	21
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2047
Census Tract	502

Owner

Source: Garrett County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10130 MAXINE ST, ELLICOTT CITY, MD 21042-6317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Correction Deed
Sep 29, 2021	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 9, 2020	Grant Deed, Construction Loan · Construction Mortgage HOMETOWN LNDRS
May 8, 2019	Grant Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Book / Page	2354 / 352
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	0023540345
Record Updated	Jun 8, 2026

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 29, 2021
Property Address	52 LIMESTONE CIR, MC HENRY, MD 21541
Document Number	0023540345
Book / Page	2354 / 345
Map Reference	CASE SRB 03 FILE 470
Instrument Date	Aug 20, 2021
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 29, 2021
Property Address	52 LIMESTONE CIR, MC HENRY, MD 21541
Document Number	0023540352
Book / Page	2354 / 352
Map Reference	MB 03 PG 470
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10130 MAXINE ST, ELLICOTT CITY, MD 21042-6317
Investor	Possibly a Property Investor

Mortgage

Document Number	0002354359
Date	Sep 29, 2021
Instrument	2354/359

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	Other
Margin	3
Max Rate	7.5%

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 9, 2020
Property Address	52 LIMESTONE CIR, MC HENRY, MD 21541
Document Number	0021940059
Book / Page	002194 / 000059
Instrument Date	Mar 9, 2020
Transaction Type	Construction Loan
Record Updated	May 1, 2020
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1432 GRAHAM BLVD PITTSBURGH PA 152352728, PITTSBURGH, PA 15235-2728

Mortgage

Document Number	21940062
Date	Mar 9, 2020
Book Page	002194/000062

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2021

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	May 8, 2019
Property Address	52 LIMESTONE CIR, MC HENRY, MD 21541
Document Number	0021300326
Book / Page	002130 / 000326
Instrument Date	May 1, 2019
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4017 WASHINGTON RD #330 MCMURRAY PA 153172520, 330, MCMURRAY, PA 15317-2520

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,457.00 (+18.54%)	$659,733 (+23.73%)	$723,000 (+35.6%) Land $85,500 Building $637,500
2023	$7,134.00	$533,200 Land $85,500 Building $447,700	$533,200 Land $85,500 Building $447,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Xfinity.

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