52 Harrison Cir, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 52 Harrison Cir, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,978 sqft · built 1986
Lot Size	3.03 acres (132,310 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (May 2024)
Tax Bill	$10,657 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0001 B:0011 L:0003`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0001 B:0011 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	5,654 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,310 sqft (3.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	52 HARRISON CIR
City	ROWLEY
State	MA
Zip	01969-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	CENTRAL PLAZA
Legal Block	11
Legal Lot Number	3
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2012
Census Tract	270100

Owner

52 Harrison Cir is owned and occupied by two individuals who bought it in May 2024.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK
Jul 14, 2023	Quit Claim Deed, Transfer
Apr 20, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Oct 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARGARET R KELLEY RET

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Jul 14, 2023 · Amount on File
Deed Document Number	20241020
Deed Book / Page	42097 / 367
Record Updated	Oct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 2, 2024
Property Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Document Number	042097-367
Book / Page	42097 / 367
Instrument Date	May 2, 2024
Instrument	20240502001020
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 HARRISON CIR, ROWLEY, MA 01969-2521

Mortgage

Document Number	240502001040
Date	May 2, 2024
Instrument	240502001040

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 14, 2023
Property Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Document Number	041661-482
Book / Page	41661 / 482
Instrument Date	Jul 3, 2023
Instrument	20230714002350
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 HARRISON CIR, ROWLEY, MA 01969-2521

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 20, 2023
Property Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Document Number	0041528-26
Book / Page	41528 / 26
Instrument Date	Apr 18, 2023
Instrument	20230420001230
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 HARRISON CIR, ROWLEY, MA 01969-2521

Mortgage

Document Number	0041528-29
Date	Apr 20, 2023
Book Page	41528/29
Instrument	20230420001240

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39791-78
Date	Apr 21, 2021
Book Page	39791/78
Instrument	20210421003540

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Oct 29, 2020
Property Address	52 HARRISON CIR, ROWLEY, MA 01969-2521
Document Number	39117-503
Book / Page	39117 / 503
Instrument Date	Oct 20, 2020
Instrument	20201029004230
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 HARRISON CIR, ROWLEY, MA 01969-2521

Mortgage

Document Number	201029004240
Date	Oct 29, 2020
Instrument	201029004240

Lender

Name	MARGARET R KELLEY RET

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 52 Harrison Cir was $10,657, up 3.5% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,657.00 (+3.47%)	$881,500 (+0.73%) Land $402,400 Building $479,100	$862,186 (+6.92%)
2025	$10,300.00 (+0.19%)	$875,100 (+3%) Land $377,400 Building $497,700	$806,360
2024	$10,280.00 (+5.55%)	$849,600 (+13.58%) Land $359,400 Building $490,200
2023	$9,739.00	$748,000 Land $310,700 Building $437,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Harrison Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Harrison Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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