52 Gulfwinds Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 52 Gulfwinds Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,963 sqft · built 1986
Lot Size	0.213 acres (9,265 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Feb 2016)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`C62-000-740-5710-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-5710-0`
Alternative APNs	`23-27-15-05869-000-0520` `271523058690000520` `152723058690000520` `R244343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	1,963 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,265 sqft (0.213 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R244343
Street Address	52 GULFWINDS DR
City	PALM HARBOR
State	FL
Zip	34683-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BAYWOOD VILLAGE SEC 5 LOT 52
Legal Range	15E
Legal Township	27S
Legal Section	23
Legal Subdivision	BAYWOOD VILLAGE SEC 5
Legal Tract	5869
Legal Lot Number	52
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3012
Census Tract	27202

Owner

52 Gulfwinds Dr is owned and occupied by two individuals who bought it in February 2016.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2016 · Amount on File
Deed Sale	Feb 22, 2016 · Amount on File
Prior Sale	May 28, 2002 · Amount on File
Deed Document Number	201651135
Deed Book / Page	19091 / 1900
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	52 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number	0201442117
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 GULFWINDS DR W PALM HARBOR FL 346831317, PALM HARBOR, FL 34683-1317

Mortgage

Document Number	0201442117
Date	Jul 27, 2018
Book Page	020144/002117
Instrument	239491

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 52 Gulfwinds Dr was $4,021 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 Homeowner's exemption	$255,121	$446,796 Land $116,525 Building $330,271
2023	$3,735.00 (+3.01%) Homeowner's exemption	$240,710 (+3%)	$410,832 (+20.77%) Land $161,491 Building $249,341
2022	$3,626.00 Homeowner's exemption	$233,699	$340,180 Land $140,632 Building $199,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Gulfwinds Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 446 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	540 units insured incl. 94 condo units
Nearby Flood Claims	399 (1985–2024)
Claims Outside the SFHA	3 of 399
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 248 claims Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Gulfwinds Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20