Baltimore County property record for 52 Gerard Ave, Timonium, MD 21093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,850 sqft · built 1951 |
| Lot Size | 0.501 acres (21,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (Oct 2024) |
| Tax Bill | $5,171 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Sale & Mortgage |
| APN | 08-0812041120 |
| Primary APN | 08-0812041120 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Basement Area | 462 sqft |
| Finished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,840 sqft (0.501 acres) |
| Lot Dimensions | 168 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0812041120 |
|---|---|
| Street Address | 52 GERARD AVE |
| City | TIMONIUM |
| State | MD |
| Zip | 21093-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .46 AC |
| Legal Block | 4 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 408601 |
Source: Baltimore County records · APN 08-0812041120
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 52 GERARD AVE, LUTHERVILLE TIMONIUM, MD 21093-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 05, 2019 | Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Aug 05, 2019 · Amount on Record |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0278460377 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 52 GERARD AVE, LUTHERVILLE, MD 21093-3405 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0449930078 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 44993/78 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 05, 2019 |
| Property Address | 52 GERARD AVE, LUTHERVILLE, MD 21093-3405 |
| Document Number | 0417110299 |
| Book / Page | 041711 / 000299 |
| Instrument Date | Jul 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 GERARD AVE LUTHERVILLE MD 210933405, LUTHERVILLE, MD 21093-3405 |
| Document Number | 417110306 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | 041711/000306 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074-2029 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2049 |
Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $456,100 (+11.09%) Land $103,200 Building $352,900 | $456,100 (-) Land $103,200 Building $352,900 | |
| 2024 | $5,171.00 (+112.71%) | ||
| 2023 | $2,431.00 Homeowner's exemption | $410,567 | $456,100 Land $103,200 Building $352,900 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054086014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1985 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 211 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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