52 Gem Dr, Rossville, GA 30741 Property Records

Catoosa County property record for 52 Gem Dr, Rossville, GA 30741

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,890 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Oct 2022)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0002L026000`

Property Details

APN / Parcel Number

Primary APN	`0002L026000`
Alternative APNs	`0002L026` `3767`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Heated Area
1st Floor Area	1,650 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Area	480 sqft

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	144 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3767
Street Address	52 GEM DR
City	ROSSVILLE
State	GA
Zip	30741-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 26 EMERALD HEIGHTS
Legal Subdivision	EMERALD HEIGHTS
Legal Lot Number	26
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	3
Census Block	3000
Census Tract	30502

Owner

52 Gem Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Catoosa County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Mar 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MAC
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Dec 27, 2012 · Amount on File
Deed Document Number	20222426
Deed Book / Page	2247 / 287
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jun 30, 2026
Property Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Document Number	2456000209
Book / Page	2456 / 209
Instrument Date	Jun 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 GEM DR, ROSSVILLE, GA 30741-5810

Mortgage

Document Number	2456000209,
Date	Jun 30, 2026
Book Page	2456/209

Lender

Name	DHI MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 GEM DR, ROSSVILLE, GA 30741-5810

Mortgage

Document Number	0021570000000328
Date	Aug 2, 2021
Book Page	0000002157/0000000328
Instrument	007497

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 GEM DR, ROSSVILLE, GA 30741-5810

Mortgage

Document Number	0023720000000497
Date	Mar 6, 2025
Book Page	0000002372/0000000497

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 11, 2022
Property Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Document Number	0022470287
Book / Page	2247 / 287
Instrument Date	Oct 11, 2022
Instrument	2022-002426
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 GEM DR, ROSSVILLE, GA 30741-5809

Mortgage

Document Number	0022470000000289
Date	Oct 13, 2022
Book Page	0000002247/0000000289
Instrument	008351

Lender

Name	MORTGAGE MAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 11, 2022
Property Address	52 GEM DR, ROSSVILLE, GA 30741-5810
Document Number	0022470287
Book / Page	2247 / 287
Instrument Date	Oct 11, 2022
Instrument	2022-002426
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 GEM DR, ROSSVILLE, GA 30741-5809

Mortgage

Document Number	0000008351
Date	Oct 11, 2022
Instrument	008351

Lender

Name	MORTGAGE MAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 52 Gem Dr was $2,593.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00	$136,609 Land $14,000 Building $122,609	$341,523 Land $35,000 Building $306,523
2023	$2,276.00 (+23.63%)	$101,688 Land $14,000 Building $87,688	$254,219 Land $35,000 Building $219,219
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 52 Gem Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Gem Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company.

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