52 Gardner St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 52 Gardner St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,705 sqft · built 1851
Lot Size	0.098 acres (4,267 sqft)
Owner	2 Individual Names on File
Last Sale	$1,545,000 (May 2026)
Tax Bill	$8,706 (2026)
Deeds & Mortgages	May 2025 Line of Credit Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11023 0010`

Property Details

APN / Parcel Number

Primary APN	`11023 0010`
Alternative APN	`NEWT S:11 B:023 L:0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,705 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	985 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	827 sqft
Unfinished Basement	827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1851
Effective Year Built	Effective 1851
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,267 sqft (0.098 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11023 0010
Street Address	52 GARDNER ST
City	NEWTON
State	MA
Zip	02458-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR2
Legal Block	23
Legal Lot Number	10
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4005
Census Tract	373100

Owner

52 Gardner St is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 GARDNER ST, NEWTON, MA 02458-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
May 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA
Oct 8, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Aug 12, 2003 · Amount on File
Deed Document Number	202655271
Deed Book / Page	85594 / 57
Transfer Doc	68556-267
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	52 GARDNER ST, NEWTON, MA 02458-1405
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084059-295
Date	May 7, 2025
Book Page	84059/295
Instrument	48964

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	52 GARDNER ST, NEWTON, MA 02458-1405
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077445-215
Date	Apr 7, 2021
Book Page	77445/215
Instrument	77580

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	May 14, 2026
Property Address	52 GARDNER ST, NEWTON, MA 02458-1405
Document Number	0085594-57
Book / Page	85594 / 57
Instrument Date	May 14, 2026
Instrument	202655271
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 GARDNER ST, NEWTON, MA 02458-1405

Mortgage

Date	May 14, 2026

Lender

Name	GOLDMAN SACHS BANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	Other
Margin	3
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	52 GARDNER ST, NEWTON, MA 02458-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73420-293
Date	Oct 8, 2019
Book Page	73420/293
Instrument	154241

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 52 Gardner St was $8,706, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,706.00 (+3.82%)	$898,500 (+5%) Land $719,800 Building $178,700	$974,985 (-)
2025	$8,386.00 (+3.42%)	$855,700 (+3%) Land $685,500 Building $170,200	$974,985 (-2.63%)
2024	$8,109.00 (+6.78%)	$830,800 (+11.37%) Land $665,500 Building $165,300	$1,001,300
2023	$7,594.00	$746,000 Land $495,200 Building $250,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 52 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 52 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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