52 Four Winds Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 52 Four Winds Dr, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,305 sqft · built 1968
Lot Size0.564 acres (24,570 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Jan 2023)
Tax Bill$15,246 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-00991-0000-00012

Property Details

APN / Parcel Number

Primary APN32-00991-0000-00012
Alternative APNs
  • 320099100012
  • 31

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,305 sqft Living Area
1st Floor Area2,305 sqft
Upper Floors Area364 sqft
Basement Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area24,570 sqft (0.564 acres)
Lot Dimensions182 ft deep x 135 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Deck Area504 sqft
Canopy51 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number31
Street Address52 FOUR WINDS DR
CityMIDDLETOWN
StateNJ
Zip07748-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionFOUR WINDS SEC 3
Legal Block991
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1019
Census Tract801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed, Transfer · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Dec 6, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLY CAP
Dec 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2023 · Amount on File
Deed SaleJan 27, 2023 · Amount on File
Prior SaleAug 27, 2015 · Amount on File
Deed Document Number20236602
Deed Book / Page9632 / 3903
Prior Transfer DateMay 13, 2014
Prior Transfer Doc0000045488
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJan 27, 2023
Property Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132
Document Number0096323903
Book / Page9632 / 3903
Instrument DateNov 22, 2022
Instrument2023006602
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132

Mortgage

Document Number2023006603
DateJan 27, 2023
Instrument2023006603
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132

Mortgage

Document Number0095628039
DateDec 6, 2021
Book Page9562/8039
Instrument2021174212
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 10, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132
Document Number0000075358
Instrument DateMay 17, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address52 FOUR WINDS DR MIDDLETOWN NJ 077483132, MIDDLETOWN, NJ 07748-3132

Mortgage

Document Number0000075358
DateJul 14, 2020
Book Page009426/008498
Instrument75358
Lender
NameALLY CAP
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28202-2028
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 13, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address52 FOUR WINDS DR, MIDDLETOWN, NJ 07748-3132
Document Number0000125039
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address52 FOUR WINDS DR MIDDLETOWN NJ 077483132, MIDDLETOWN, NJ 07748-3132

Mortgage

Document Number0000125039
DateDec 28, 2017
Book Page009265/001780
Instrument125039
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$981,700 (+3.93%) Land $510,300 Building $471,400$981,700 (+3.93%) Land $510,300 Building $471,400
2025$15,246.00 (+9.85%)$944,600 (+15.2%) Land $477,500 Building $467,100$944,600 (+15.2%) Land $477,500 Building $467,100
2024$13,879.00 (+23.3%)
2023$820,000 Land $324,600 Building $495,400$820,000 Land $324,600 Building $495,400
2022$11,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Four Winds Dr

Nearby Streets

Search Property Records by Address or Parcel Number