52 Elm St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 52 Elm St, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,030 sqft · built 1856
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Feb 1998)
Tax Bill$10,427 (2026)
Deeds & MortgagesMar 2019 Loan Modification
APN407403 64.059-9-29

Property Details

APN / Parcel Number

Primary APN407403 64.059-9-29
Alternative APN
  • 740306405900090290000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,030 sqft Living Area
1st Floor Area1,950 sqft
Upper Floors Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1856
Effective Year BuiltEffective 1856
Architectural StyleTraditional
Exterior MaterialWood
Lot Area35,719 sqft (0.82 acres)
Lot Dimensions330 ft deep x 106 ft wide
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area777 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number407403 64.059-9-29
Street Address52 ELM ST
CityPOTSDAM
StateNY
Zip13676-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98SP128000
Legal Block9
Legal Lot Number29.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group3
Census Block3004
Census Tract490800

Owner

52 Elm St is owned by two individuals who bought it in February 1998.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address43 MAIN ST, CANTON, NY 13617-1255
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 1998 · Amount on File
Deed SaleFeb 19, 1998 · Amount on File
Deed Book / Page1117 / 325
Record UpdatedOct 29, 2026

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LAWRENCE NY
Property Address52 ELM ST, POTSDAM, NY 13676-1813
Document Number0000003357
Instrument DateMar 21, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 MAIN ST CANTON NY 136171255, CANTON, NY 13617-1255

Mortgage

Document Number0000003357
DateMar 26, 2019
Instrument3357
Lender
NameNORTH CNTRY SVGS BK
TypeFederal Savings Bank
AddressCANTON, NY 13617
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 52 Elm St was $10,427, up 4.2% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
MunicipalityPotsdam Village
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,427.00 (+4.18%)
2025$10,009.00$255,000 Land $35,800 Building $219,200$255,000 Land $35,800 Building $219,200
2023$167,500 Land $15,500 Building $152,000$226,351 Land $20,946 Building $205,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 52 Elm St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTSDAM VILLAGE
serves 8,312 people · EPA ID NY4404397
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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