52 E Twin Crk Rd, Elgin, OK 73538 Property Records

Comanche County property record for 52 E Twin Crk Rd, Elgin, OK 73538

Property Summary

Property Type	Residential Vacant Land
Details	2,602 sqft
Lot Size	1.99 acres (86,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (Jan 2022)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03N10W-05-2-96200-000-0009`

Property Details

APN / Parcel Number

Primary APN	`03N10W-05-2-96200-000-0009`
Alternative APNs	`096200-0000009-00000` `160024494` `24494`

Exterior

Lot Area	86,858 sqft (1.99 acres)
Porch	Porch

Location & Zoning

Account Number	24494
Street Address	52 E TWIN CREEK RD
City	ELGIN
State	OK
Zip	73538
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TWIN CREEK ADDITION LOT 9
Legal Range	10W
Legal Township	03N
Legal Section	05
Legal Subdivision	TWIN CREEK ADDITION
Legal Lot Number	9
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2106
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 518, ELGIN, OK 73538-0518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
Aug 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20221450
Deed Book / Page	8988 / 70
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	52 E TWIN CREEK RD, ELGIN, OK 73538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8560/129
Date	Sep 11, 2020
Book Page	8560/129
Instrument	2020-013139

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	CRAWFORD, OK 73638

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	52 E TWIN CREEK RD, ELGIN, OK 73538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8102/029
Date	Aug 23, 2018
Book Page	8102/029
Instrument	2018-012289

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,235 (+5%) Land $2,813 Building $8,422	$99,859 (-0.78%) Land $25,000 Building $74,859
2025	$1,082.00 (-0.09%)	$10,700 (-) Land $2,813 Building $7,887	$100,648 (+1.14%) Land $25,000 Building $75,648
2024	$1,083.00 (+6.8%)	$10,700 (+10.25%) Land $2,813 Building $7,887	$99,517 (+15.36%) Land $25,000 Building $74,517
2023	$1,014.00	$9,705 Land $2,813 Building $6,892	$86,263 Land $25,000 Building $61,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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