52 Drawbridge Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 52 Drawbridge Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,959 sqft · built 1990
Lot Size	0.26 acres (11,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 1991)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-094413`

Property Details

APN / Parcel Number

Primary APN	`03-094413`
Alternative APN	`094413`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,959 sqft Total Area
Basement Area	559 sqft
Finished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,305 sqft (0.26 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	197 sqft
Deck Area	328 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	094413
Street Address	52 DRAWBRIDGE RD
City	BERLIN
State	MD
Zip	21811-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W-05-074 11305 SQ FT DRAWBRIDGE RD PL OCEAN PINES SEC 5
Legal Subdivision	OCEAN PINES SEC 05
Legal Lot Number	74
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 DRAWBRIDGE RD, BERLIN, MD 21811-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Dec 28, 2018	Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 1991 · Amount on Record
Deed Sale	Mar 14, 1991 · Amount on Record
Prior Sale	May 17, 1990 · Amount on Record
Deed Book / Page	1715 / 310
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	52 DRAWBRIDGE RD, OCEAN PINES, MD 21811-1823
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080630470
Date	May 24, 2021
Book Page	8063/470

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	52 DRAWBRIDGE RD, OCEAN PINES, MD 21811-1823
Document Number	0074180494
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DRAWBRIDGE RD BERLIN MD 218111823, BERLIN, MD 21811-1823

Mortgage

Document Number	0074180494
Date	May 17, 2019
Book Page	007418/000494

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	52 DRAWBRIDGE RD, OCEAN PINES, MD 21811-1823
Document Number	0073520137
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	CREEKSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DRAWBRIDGE RD BERLIN MD 218111823, BERLIN, MD 21811-1823

Mortgage

Document Number	0073520137
Date	Jan 16, 2019
Book Page	007352/000137

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (+1.28%) Homeowner's exemption	$570,033 (+30.09%)	$631,500 (+41.24%) Land $159,700 Building $471,800
2025	$4,285.00 (+2.19%) Homeowner's exemption
2023	$4,193.00 Homeowner's exemption	$438,167	$447,100 Land $159,700 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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