52 Dow Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 52 Dow Rd, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,116 sqft · built 1980
Lot Size	3.5 acres (152,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jul 2017)
Tax Bill	$5,525 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2017 Sale & Mortgage
APN	`410-00060`

Property Details

APN / Parcel Number

Primary APN	`410-00060`
Alternative APNs	`HARD M:0410 B:0000 L:0006-0` `M:0410 B:0000 L:0006=0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	152,808 sqft (3.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	410-00060
Street Address	52 DOW RD
City	GILBERTVILLE
State	MA
Zip	01031-9821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	6-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1046
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 DOW RD, GILBERTVILLE, MA 01031-9821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPITAL ONE BANK NA
Jul 11, 2017	Quit Claim Deed, Transfer COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Deed Book / Page	57395 / 43
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	52 DOW RD, GILBERTVILLE, MA 01031-9821
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072126-193
Date	Jun 16, 2025
Book Page	72126/193
Instrument	48625

Lender

Name	CAPITAL ONE BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Jul 11, 2017
Property Address	52 DOW RD, GILBERTVILLE, MA 01031-9821
Document Number	57395-43
Book / Page	57395 / 43
Instrument	72741
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DOW RD, GILBERTVILLE, MA 01031-9821

Mortgage

Document Number	573950046
Date	Jul 11, 2017
Instrument	57395/0046

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,525.00 (+6.13%)	$433,700 (+9.55%) Land $62,600 Building $368,000	$478,435 (+12.06%)
2025	$5,206.00 (+4.2%)	$395,900 (-) Land $62,600 Building $333,300	$426,930 (+4.61%)
2024	$4,996.00 (-0.02%)	$395,900 (+5.38%) Land $62,600 Building $333,300	$408,120
2023	$4,997.00	$375,700 Land $60,600 Building $315,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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