52 Daniel Bathon Dr, Elkton, MD 21921 Property Records

Cecil County property record for 52 Daniel Bathon Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,220 sqft · built 1994
Lot Size	0.572 acres (24,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Dec 2018)
Tax Bill	$3,245 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-089002`

Property Details

APN / Parcel Number

Primary APN	`03-089002`
Alternative APNs	`3089002` `089002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,220 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,916 sqft (0.572 acres)
Garage Type	Basement
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089002
Street Address	52 DANIEL BATHON DR
City	ELKTON
State	MD
Zip	21921-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 13 - .572 ACRE 52 DANIEL BATHON DRIVE CHIPPENDALE
Legal Subdivision	CHIPPENDALE
Legal Lot Number	13
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2009
Census Tract	30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 12, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Deed Book / Page	4336 / 152
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657

Mortgage

Document Number	0057020269
Date	Nov 19, 2025
Book Page	5702/269

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	2
Max Rate	5%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657

Mortgage

Document Number	0051360211
Date	Mar 31, 2022
Book Page	5136/211

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657

Mortgage

Document Number	0050190048
Date	Oct 28, 2021
Book Page	5019/48

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Dec 1, 2048

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 12, 2018
Property Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657
Document Number	0043360152
Book / Page	4336 / 152
Map Reference	MB NDS13 FO87
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 DANIEL BATHON DR, ELKTON, MD 21921-3657

Mortgage

Document Number	0004336157
Date	Dec 12, 2018
Instrument	4336/157

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,245.00 (+3.84%)	$293,800 (+16.17%)	$321,200 (+14.67%) Land $102,400 Building $218,800
2025	$3,125.00 (+45.15%)
2023	$2,153.00	$252,900	$280,100 Land $66,400 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Talkie Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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