52 Cottage St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 52 Cottage St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,833 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$150,500 (Oct 2019)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:021 L:057`

Property Details

APN / Parcel Number

Primary APN	`BANG M:021 L:057`
Alternative APN	`944`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	944
Street Address	52 COTTAGE ST
City	BANGOR
State	ME
Zip	04401-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	57
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	5
Census Block	5001
Census Tract	500

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 COTTAGE ST, BANGOR, ME 04401-3728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage CUSO HM LNDG
Oct 15, 2019	Warranty Deed, Transfer · FHA Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Jan 26, 2016 · Amount on File
Deed Document Number	201931322
Deed Book / Page	15313 / 259
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	52 COTTAGE ST, BANGOR, ME 04401-3728
Document Number	0154970204
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	52 COTTAGE ST HAMPDEN ME 044441327, HAMPDEN, ME 04444-1327

Mortgage

Document Number	0154970204
Date	Apr 17, 2020
Book Page	015497/000204
Instrument	10317

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 15, 2019
Property Address	52 COTTAGE ST, BANGOR, ME 04401-3728
Document Number	0153130259
Book / Page	15313 / 259
Instrument Date	Oct 11, 2019
Instrument	31322
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 HAMMOND ST, BANGOR, ME 04401-4689

Mortgage

Document Number	0000031323
Date	Oct 15, 2019
Instrument	31323

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,733.00 (+0.16%)	$210,900 (+4.98%) Land $22,400 Building $188,500
2024	$3,727.00 (+5.88%)	$200,900 (+9.3%) Land $21,700 Building $179,200	$239,685
2023	$3,520.00 (+7.25%)	$183,800 (+14.23%) Land $21,700 Building $162,100
2022	$3,282.00	$160,900 Land $21,700 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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