Charleston County property record for 52 Cooper St, Charleston, SC 29403
| Property Type | Commercial |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,000 (Aug 2021) |
| Tax Bill | $8,934 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2021 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 459-05-04-003 |
| Primary APN | 459-05-04-003 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 52 COOPER ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5052 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DESCRIPTION -N W CORNER N COOPER AND AMERICA STREETS SITE NAME -03 - CHURCH PARSONAGE CEMETARIES |
| Legal Subdivision | N COOPER |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 5300 |
Source: Charleston County records · APN 459-05-04-003
Assessment roll updated August 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1276 ASSEMBLY ST, COLUMBIA, SC 29201-3122 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK |
| Aug 02, 2021 | Deed, Transfer · Line of Credit FIRST CAPITAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2021 · Amount on Record |
| Deed Sale | Aug 02, 2021 · Amount on Record |
| Deed Book / Page | 1019 / 459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 01, 2026 |
| Property Address | 52 COOPER ST, CHARLESTON, SC 29403-5052 |
| Document Number | 0013920626 |
| Book / Page | 1392 / 626 |
| Instrument Date | May 28, 2026 |
| Instrument | 202633619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000033619, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 1392/626 |
| Instrument | 202633619 |
| Name | SOUTHERN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 28, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 02, 2021 |
| Property Address | 52 COOPER ST, CHARLESTON, SC 29403-5052 |
| Document Number | 0010190459 |
| Book / Page | 1019 / 459 |
| Instrument Date | Jul 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 ASSEMBLY ST, COLUMBIA, SC 29201-3122 |
| Document Number | 0010190464 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 1019/464 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,934.00 (+13.49%) | ||
| 2024 | $7,872.00 (+7.91%) | $27,300 (-) | |
| 2022 | $7,295.00 | $27,300 | $455,000 (-) Land $450,000 Building $5,000 |
| 2020 | $455,000 Land $450,000 Building $5,000 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), as of September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190053003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 17 (1979–2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Home Telephone Company, Inc. (SC).
Based on FCC filings for 328 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC1010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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