52 Colonial Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 52 Colonial Ave, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,278 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2019)
Tax Bill	$7,265 (2026)
Deeds & Mortgages	May 2020 Refinance Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A05900`

Property Details

APN / Parcel Number

Primary APN	`A05900`
Alternative APNs	`LOWE M:98 B:1395 L:52` `M:000098 T:A05900`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,278 sqft Living Area
Gross Area	5,107 sqft
1st Floor Area	1,515 sqft
Basement Area	1,263 sqft
Unfinished Basement	1,263 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	A05900
Street Address	52 COLONIAL AVE
City	LOWELL
State	MA
Zip	01854-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMF
Legal Subdivision	RIVERBANK LOWELL
Legal Block	1395
Legal Lot Number	52
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1024
Census Tract	310500

Owner

52 Colonial Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 COLONIAL AVE, LOWELL, MA 01854-2844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Feb 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Oct 4, 2013 · Amount on File
Deed Book / Page	32779 / 91
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	32779-91
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	52 COLONIAL AVE, LOWELL, MA 01854-2844
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034115-285
Date	May 12, 2020
Book Page	34115/285
Instrument	20127

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 21, 2019
Property Address	52 COLONIAL AVE, LOWELL, MA 01854-2844
Document Number	32779-91
Book / Page	32779 / 91
Instrument Date	Feb 20, 2019
Instrument	6402
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 COLONIAL AVE, LOWELL, MA 01854-2844

Mortgage

Document Number	6403
Date	Feb 21, 2019
Instrument	6403

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 52 Colonial Ave was $7,265, up 6.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,265.00 (+6.34%)	$640,100 (+7.56%) Land $214,900 Building $425,200	$571,387 (+14.15%)
2025	$6,832.00 (+0.95%)	$595,100 (+4.72%) Land $209,600 Building $385,500	$500,555 (+11.23%)
2024	$6,768.00 (+7.36%)	$568,300 (+11.96%) Land $182,800 Building $385,500	$450,015
2023	$6,304.00	$507,600 Land $151,900 Building $355,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Colonial Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	28 units insured incl. 6 condo units
Nearby Flood Claims	68 (1978–2007)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 51 claims Severe Storms & Flooding, Apr 1987 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Colonial Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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