52 Cloverleaf Ct, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 52 Cloverleaf Ct, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,160 sqft · built 1980
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Feb 2025)
Tax Bill	$1,405 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-17-0014.0033`

Property Details

APN / Parcel Number

Primary APN	`01-17-0014.0033`
Alternative APN	`33-01-17-0014.0033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	2,320 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling
Garage Area	576 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	52 CLOVERLEAF CT
City	BERKELEY SPRINGS
State	WV
Zip	25411-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HOPE ACRES S/D SEC 1 LOT 2 3.03 AC
Legal Subdivision	NEW HOPE ACRES S/D
Legal Lot Number	2
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 CLOVERLEAF CT, BERKELEY SPRINGS, WV 25411-5586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Apr 11, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2025910557
Deed Book / Page	299 / 247
Prior Transfer Date	Feb 2, 2009
Prior Transfer Doc	231/717
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	52 CLOVERLEAF CT, BERKELEY SPRINGS, WV 25411-5586
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469/491
Date	Jun 11, 2021
Book Page	469/491
Instrument	877980

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	52 CLOVERLEAF CT, BERKELEY SPRINGS, WV 25411-5586
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000428/0000000844
Date	Apr 11, 2018
Book Page	0000000428/0000000844
Instrument	000000844936

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Apr 11, 2018
Property Address	52 CLOVERLEAF CT, BERKELEY SPRINGS, WV 25411-5586
Document Number	265/896
Book / Page	265 / 896
Instrument Date	Apr 9, 2018
Instrument	000000844935
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,405.00 (+17.38%)	$141,720 (+17.63%) Land $30,720 Building $111,000	$236,200 (+17.63%) Land $51,200 Building $185,000
2025	$1,197.00 (+12.5%)	$120,480 (+13.25%) Land $30,720 Building $89,760	$200,800 (+13.25%) Land $51,200 Building $149,600
2023	$1,064.00 (+0.95%)	$106,380 (+0.91%) Land $28,200 Building $78,180	$177,300 (+0.91%) Land $47,000 Building $130,300
2022	$1,054.00	$105,420 Land $28,200 Building $77,220	$175,700 Land $47,000 Building $128,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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