52 Choctaw Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 52 Choctaw Cir, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,868 sqft
Lot Size	0.439 acres (19,166 sqft)
Owner	Owner Name on File
Last Sale	$196,400 (Oct 2010)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321-04-00-003-SJQ`

Property Details

APN / Parcel Number

Primary APN	`321-04-00-003-SJQ`
Alternative APN	`46499`

Interior

Stories	1 Story
Building Area	2,868 sqft Gross Area
Gross Area	1,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	15 sqft
Deck Area	292 sqft

Location & Zoning

Account Number	46499
Old Parcel Number	321-04-00-003 SJQ
Street Address	52 CHOCTAW CIR
City	ELGIN
State	SC
Zip	29045-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	DIST:279 MAP REF:BK B117 PG 5
Legal Subdivision	WATTSWOOD SUB
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	970907

Owner

The current owner of 52 Choctaw Cir bought it in October 2010.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Owner Name on File
Mailing Address	52 CHOCTAW CIR, ELGIN, SC 29045-9594
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Oct 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Last Sale	Oct 12, 2010 · Amount on File
Deed Sale	Oct 12, 2010 · Amount on File
Prior Sale	Oct 19, 2005 · Amount on File
Deed Document Number	0002724187
Deed Book / Page	2724 / 187
Record Updated	Jun 8, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERSHAW SC
Property Address	52 CHOCTAW CIR, ELGIN, SC 29045-9594
Document Number	0000005203
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHOCTAW CIR ELGIN SC 290459594, ELGIN, SC 29045-9594

Mortgage

Document Number	0000005203
Date	Jul 3, 2019
Book Page	004053/000086
Instrument	5203

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate	4.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	52 CHOCTAW CIR, ELGIN, SC 29045-9594
Document Number	0000004989
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHOCTAW CIR ELGIN SC 290459594, ELGIN, SC 29045-9594

Mortgage

Document Number	0000004989
Date	Jun 27, 2019
Book Page	004049/000043
Instrument	4989

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 200011, ST LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERSHAW SC
Property Address	52 CHOCTAW CIR, ELGIN, SC 29045-9594
Document Number	0000008269
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHOCTAW CIR ELGIN SC 290459594, ELGIN, SC 29045-9594

Mortgage

Document Number	0000008269
Date	Oct 12, 2017
Book Page	003765/000031
Instrument	8269

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 52 Choctaw Cir was $1,322.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00	$209,700 Land $25,000 Building $184,700	$209,700
2023	$370.00	$209,700 Land $25,000 Building $184,700	$209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Choctaw Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Choctaw Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Choctaw Cir

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