52 Chestnut Dr, Elkton, MD 21921 Property Records

Cecil County property record for 52 Chestnut Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,334 sqft · built 1963
Lot Size	0.171 acres (7,448 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jan 2025)
Tax Bill	$2,167 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-014111`

Property Details

APN / Parcel Number

Primary APN	`04-014111`
Alternative APNs	`4014111` `014111`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,334 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,448 sqft (0.171 acres)

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	204 sqft
Patio Area	170 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014111
Street Address	52 CHESTNUT DR
City	ELKTON
State	MD
Zip	21921-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LOT 28 - .171 ACRE 52 CHESTNUT DRIVE MEADOWVIEW
Legal Subdivision	MEADOWVIEW
Legal Block	Q
Legal Lot Number	28
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2013
Census Tract	30602

Owner

52 Chestnut Dr is owned and occupied by two individuals who bought it in January 2025.

Source: Cecil County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 CHESTNUT DR, ELKTON, MD 21921-4018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on File
Deed Sale	Jan 8, 2025 · Amount on File
Prior Sale	Apr 19, 1985 · Amount on File
Deed Document Number	2025
Deed Book / Page	5562 / 286
Transfer Doc	0000240254
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	May 21, 2026
Property Address	52 CHESTNUT DR, ELKTON, MD 21921-4018
Document Number	5789000310
Book / Page	5789 / 310
Instrument Date	May 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	52 CHESTNUT DR, ELKTON, MD 21921-4018

Mortgage

Document Number	5789000310,
Date	May 21, 2026
Book Page	5789/310

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	8.25%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 52 Chestnut Dr was $2,167 with a homeowner's exemption, up 2.8% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,167.00 (+2.85%) Homeowner's exemption	$174,700 (+7.31%)	$198,500 (+21.93%) Land $71,500 Building $127,000
2025	$2,107.00 Homeowner's exemption	$162,800 Land $39,300 Building $123,500	$162,800 Land $39,300 Building $123,500
2023	$2,062.00 Homeowner's exemption	$138,067	$162,800 Land $39,300 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Chestnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKTON WEST serves 3,500 people · EPA ID MD0070015
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20