52 Champ Ln, Otto, NC 28763 Property Records

Macon County property record for 52 Champ Ln, Otto, NC 28763

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 1997
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2023)
Tax Bill	$825 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6489579833`

Property Details

APN / Parcel Number

Primary APN	`6489579833`
Alternative APNs	`0731153` `156144` `93338`

Interior

Building Area	1,568 sqft Heated Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Deck Area	36 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	156144
Street Address	52 CHAMP LN
City	OTTO
State	NC
Zip	28763-7000
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	LOT 13 JOACHIM GREEN SUBD
Legal Subdivision	GREEN SUB
Legal Lot Number	13
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	5
Census Block	5028
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 CHAMP LN, OTTO, NC 28763-7000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Aug 4, 2003 · Amount on Record
Deed Document Number	20236421
Deed Book / Page	42 / 122
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	52 CHAMP LN, OTTO, NC 28763-7000
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CHAMP LN, OTTO, NC 28763-7000

Mortgage

Document Number	00D44/1369
Date	Dec 30, 2025
Book Page	D-44/1369
Instrument	2025008029

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 13, 2023
Property Address	52 CHAMP LN, OTTO, NC 28763-7000
Document Number	000U42/122
Book / Page	U-42 / 122
Instrument Date	Oct 6, 2023
Instrument	2023006421
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	52 CHAMP LN, OTTO, NC 28763-7000

Mortgage

Document Number	2023006423
Date	Oct 13, 2023
Instrument	2023006423

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$825.00	$208,010 (+69.65%) Land $28,910 Building $179,100	$208,010 (+69.65%) Land $28,910 Building $179,100
2025	$825.00 (+56.25%)
2023	$528.00	$122,610 Land $28,910 Building $93,700	$122,610 Land $28,910 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Frontier, Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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