Dutchess County and Poughkeepsie Town property record for 52 Carmen Dr, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,853 sqft · built 1955 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jan 2016) |
| Tax Bill | $12,024 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Feb 2020 Construction Loan + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 134689-6260-03-409073-0000 |
| Primary APN | 134689-6260-03-409073-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,853 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,853 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 325 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 14409073 |
|---|---|
| Street Address | 52 CARMEN DR |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.75 AC (C) |
| Legal Subdivision | CAVO & CHIANDA SEC G |
| Legal Block | 3 |
| Legal Lot Number | 409 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 140700 |
52 Carmen Dr is owned and occupied by an individual who bought it in January 2016.
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52 CARMEN DR, POUGHKEEPSIE, NY 12603-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Construction Mortgage HUDSON VALLEY FCU |
| Feb 19, 2020 | Loan Modification, Mortgage · Conventional with PMI HUDSON VLY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on File |
| Deed Sale | Jan 15, 2016 · Amount on File |
| Deed Book / Page | 22016 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 52 CARMEN DR, POUGHKEEPSIE, NY 12603-5428 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000051132 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 51132 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 52 CARMEN DR, POUGHKEEPSIE, NY 12603-5428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000919 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 919 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 52 CARMEN DR, POUGHKEEPSIE, NY 12603-5428 |
| Document Number | 0000000920 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 52 CARMEN DR POUGHKEEPSIE NY 126035428, POUGHKEEPSIE, NY 12603-5428 |
| Document Number | 0000000920 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 920 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 23, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 52 Carmen Dr was $12,024.
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,024.00 | $417,000 Land $86,400 Building $330,600 | $468,500 |
| 2023 | $417,000 (+17.3%) Land $86,400 Building $330,600 | $417,000 (+17.3%) Land $86,400 Building $330,600 | |
| 2022 | $355,500 Land $78,500 Building $277,000 | $355,500 Land $78,500 Building $277,000 | |
| 2020 | $7,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 52 Carmen Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2000–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 52 Carmen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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