52 Bowers Ln, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 52 Bowers Ln, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,313 sqft · built 1977
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Jul 2022)
Tax Bill	$26,084 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02007-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`07-02007-0000-00004`
Alternative APNs	`0700304000000014` `070200700004`

Interior

Stories	2 Stories
Building Area	3,313 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	137 ft deep x 110 ft wide

Location & Zoning

Old Parcel Number	0700304000000014
Street Address	52 BOWERS LN
City	CLOSTER
State	NJ
Zip	07624-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.35 AC
Legal Subdivision	BROOKDALE HOMES INC
Legal Block	2007
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1005
Census Tract	7002

Owner

52 Bowers Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	52 BOWERS LN, CLOSTER, NJ 07624-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 14, 2022	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	202270390
Deed Book / Page	4741 / 69
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	52 BOWERS LN, CLOSTER, NJ 07624-1505
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056361790
Date	Nov 5, 2025
Book Page	5636/1790
Instrument	2025074734

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 14, 2022
Property Address	52 BOWERS LN, CLOSTER, NJ 07624-1505
Document Number	0047410069
Book / Page	4741 / 69
Instrument Date	Jun 13, 2022
Instrument	2022070390
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 EDGEWATER DR # 183, 183, ORLANDO, FL 32804-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BOWERS LN, CLOSTER, NJ 07624-1505

Mortgage

Document Number	2022070391
Date	Jul 14, 2022
Instrument	2022070391

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 52 Bowers Ln was $26,084, up 2.1% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,399,500 (+11.17%) Land $648,200 Building $751,300	$1,399,500 (+11.17%) Land $648,200 Building $751,300
2025	$26,084.00 (+2.07%)	$1,258,900 Land $613,200 Building $645,700	$1,258,900 Land $613,200 Building $645,700
2024	$25,555.00
2023		$1,171,400 (+24.6%) Land $572,900 Building $598,500	$1,171,400 (+24.6%) Land $572,900 Building $598,500
2022	$20,795.00 (-0.05%)	$940,100 Land $497,900 Building $442,200	$940,100 Land $497,900 Building $442,200
2021	$20,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Bowers Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Bowers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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