52 Bow St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 52 Bow St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,439 sqft · built 1871
Lot Size	0.24 acres (10,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,825,000 (Nov 2025)
Tax Bill	$22,018 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:8H B:1311`

Property Details

APN / Parcel Number

Primary APN	`CONC M:8H B:1311`
Alternative APNs	`M:00008H B:01311-00000` `1784`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,439 sqft Living Area
Gross Area	4,802 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	10,436 sqft (0.24 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1784
Street Address	52 BOW ST
City	CONCORD
State	MA
Zip	01742-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	1311
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	361300

Owner

Source: Middlesex County and Concord Town records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 BOW ST, CONCORD, MA 01742-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 25, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 16, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 30, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	2025145146
Deed Book / Page	84928 / 401
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Recording Date	Aug 28, 2026
Property Address	52 BOW ST, CONCORD, MA 01742-1701
Document Number	0000109727
Book / Page	86076 / 111
Instrument Date	Aug 24, 2026
Instrument	2026109727
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BOW ST, CONCORD, MA 01742-1701

Mortgage

Document Number	0000109727,
Date	Aug 28, 2026
Book Page	86076/111
Instrument	2026109727

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 25, 2025
Property Address	52 BOW ST, CONCORD, MA 01742-1701
Document Number	084928-401
Book / Page	84928 / 401
Instrument Date	Nov 25, 2025
Instrument	145146
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 BOW ST, CONCORD, MA 01742-1701

Mortgage

Document Number	0000145147
Date	Nov 25, 2025
Instrument	145147

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 16, 2023
Property Address	52 BOW ST, CONCORD, MA 01742-1701
Document Number	081894-372
Book / Page	81894 / 372
Instrument Date	Aug 16, 2023
Instrument	92042
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	52 BOW ST, CONCORD, MA 01742-1701

Mortgage

Document Number	0000092043
Date	Aug 16, 2023
Instrument	92043

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Jul 30, 2021
Property Address	52 BOW ST, CONCORD, MA 01742-1701
Document Number	078367-527
Book / Page	78367 / 527
Instrument Date	Jun 16, 2021
Instrument	171632
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BOW ST, CONCORD, MA 01742-1701

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Mar 15, 2019
Property Address	52 BOW ST, CONCORD, MA 01742-1701
Document Number	072335-538
Book / Page	72335 / 538
Instrument Date	Mar 15, 2019
Instrument	31887
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BOW ST, CONCORD, MA 01742-1701

Mortgage

Document Number	0000031888
Date	Mar 15, 2019
Instrument	31888

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2029

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,018.00 (+12.41%)	$1,660,500 (+11.31%) Land $809,000 Building $851,500	$1,835,305
2024	$19,587.00 (+23.51%)	$1,491,800 (+21.92%) Land $809,000 Building $682,800
2023	$15,858.00	$1,223,600 Land $661,900 Building $561,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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