52 Armand Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 52 Armand Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,908 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Mar 2018)
Tax Bill	$19,346 (2025)
Deeds & Mortgages	Sep 2020 Refinance Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`D120005`

Property Details

APN / Parcel Number

Primary APN	`D120005`
Alternative APN	`RIDG M:D12 B:0005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,908 sqft Living Area
Basement Area	2,214 sqft
Unfinished Basement	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	D120005
Street Address	52 ARMAND RD
City	RIDGEFIELD
State	CT
Zip	06877-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	5
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3001
Census Tract	245600

Owner

52 Armand Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 ARMAND RD, RIDGEFIELD, CT 06877-3035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Dec 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Mar 27, 2018	Warranty Deed, Transfer CHELSEA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Apr 23, 1999 · Amount on File
Deed Book / Page	1059 / 1015
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	52 ARMAND RD, RIDGEFIELD, CT 06877-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1100-795
Date	Sep 24, 2020
Book Page	1100/795

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	52 ARMAND RD, RIDGEFIELD, CT 06877-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1109-331
Date	Dec 30, 2020
Book Page	1109/331

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	52 ARMAND RD, RIDGEFIELD, CT 06877-3035
Document Number	1065-213
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 ARMAND RD RIDGEFIELD CT 068773035, RIDGEFIELD, CT 06877-3035

Mortgage

Document Number	1065-213
Date	Aug 8, 2018
Book Page	001065/000213

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 7, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Mar 27, 2018
Property Address	52 ARMAND RD, RIDGEFIELD, CT 06877-3035
Document Number	1059-1015
Book / Page	1059 / 1015
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10591017
Date	Mar 27, 2018
Instrument	01059/1017

Lender

Name	CHELSEA BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 52 Armand Rd was $19,346.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,346.00	$706,300 Land $255,850 Building $450,450	$494,410 Land $179,095 Building $315,315
2024	$19,346.00 (+6.12%)
2023	$18,230.00 (-5.73%)	$706,300 (+3.83%) Land $255,850 Building $450,450
2022	$19,339.00	$680,240 Land $210,700 Building $469,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Armand Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Armand Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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