5198 Orchard Ln, Waco, TX 76705 Property Records

McLennan County property record for 5198 Orchard Ln, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1940
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`28-057000-073900-4`

Property Details

APN / Parcel Number

Primary APN	`28-057000-073900-4`
Alternative APNs	`2805700007390040111` `127273`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
Gross Area	996 sqft
1st Floor Area	852 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	184 sqft
Canopy	1,580 sqft
Greenhouse	1,440 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	5198 ORCHARD LN
City	WACO
State	TX
Zip	76705-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOMAS DE LA VEGA ACRES .94
Legal Subdivision	TOMAS DE LA VEGA
Legal Tract	25
Legal Lot Number	25
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	1800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 AERL RD, LORENA, TX 76655-3594
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HEBBRONVILLE
Jan 21, 2020	Quit Claim Deed, Transfer TC TITLE
Jan 21, 2020	Grant Deed, Transfer TC TITLE
Jan 21, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	5198 ORCHARD LN, WACO, TX 76705-4935
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009076
Date	Mar 18, 2020
Instrument	2020009076

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONVILLE
Type	Bank
Address	MC GREGOR, TX 76657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 21, 2020
Property Address	5198 ORCHARD LN, WACO, TX 76705-4935
Document Number	0000002081
Instrument Date	Dec 27, 2019
Instrument	2081
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	TC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	225 COUNTY ROAD 499A CHILTON TX 766323037, CHILTON, TX 76632-3037

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 21, 2020
Property Address	5198 ORCHARD LN, WACO, TX 76705-4935
Document Number	0000002080
Instrument Date	Dec 18, 2019
Instrument	2080
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	TC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5198 ORCHARD LN WACO TX 767054935, WACO, TX 76705-4935

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 21, 2020
Property Address	5198 ORCHARD LN, WACO, TX 76705-4935
Document Number	0000002079
Instrument Date	Jun 13, 2003
Instrument	2079
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COUNTY ROAD 499A CHILTON TX 766323037, CHILTON, TX 76632-3037

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,887 (-13.52%) Land $18,424 Building $113,463	$131,887 (-13.52%) Land $18,424 Building $113,463
2025	$2,626.00 (-5.23%)	$152,500 (+8.6%) Land $15,580 Building $136,920	$152,500 (+8.6%) Land $15,580 Building $136,920
2024	$2,771.00 (+34.65%)
2023		$140,430 Land $15,580 Building $124,850	$140,430 Land $15,580 Building $124,850
2022	$2,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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